RESIDENTIAL REMORTAGAE 70% LTV 2-Year Fixed KSPS: Zero upfront fees – no applications or valuation fees and free legals 70% LTV with competitive rates – starting from 3.67% Available to the whole market and cater for applicants whose finances have been impacted by a change of circumstances including the self-employed and complex income customers with [...]

Here at Foundation Home Loans, we’re experiencing a surge in interest from landlords who are looking to diversify their portfolios. And this is especially apparent when it comes to HMO’s. Higher rental yields have certainly attracted landlords towards HMOs in the past and with an increasing number of properties being built or converted which provide [...]

This week, I’m featuring our new Greener Mortgages, our latest product changes, and some top tips from our mortgage processing team to help brokers submit business. Say hello to Greener Mortgages Virgin Money has launched a Greener Mortgages range: a new set of products rewarding customers for purchasing energy-efficient new build homes. We have 2 [...]

Natwest has revealed its 95 per cent mortgage rates for deals placed through intermediaries with rates starting at 3.65 per cent. From Wednesday 2 June, the bank, which had previously only offered five per cent deposit deals through its branch and telephone network, will open up its books to mortgage brokers. A 3.65 per cent [...]

We’re pleased to announce some further changes to both our Residential and Buy to Let product ranges. Buy to Let Price reductions on Vida 1 BTL BTL 2 year 75% LTV reduced by 10bps to 2.94% BTL 5 year 70% LTV reduced by 10bps to 3.19% BTL 5 year 75% LTV reduced by 10bps to [...]

We have increased our Single AST (or Short Assured Tenancy/Private Residential Tenancy in Scotland) required from 12 months to a maximum of 36 months with an annual break clause in place. Please note, it is for single households only and multiple tenancies are not accepted. Specialist Buy to Let highlights 5 year fixed stress test [...]

Halifax have made the following changes to the product range: Remortgage product changes Rate reductions of up to 0.15% on selected products New £1,499 and £0 fee products introduced. Please view the rate guide here for further details of the product change.

A regional view of landlord trends. We're pleased to share the final report from this quarter's BVA BDRC Landlord Panel research. For a regional view of landlord confidence levels, profitability and more, download our Regional Snapshot Report.

As we approach the end of June and the end of the first phase of Stamp Duty Holiday for purchases, as well as year-end for many developers, I just wanted to check in and ensure that TRM Network’s advisors, administration teams and solicitors are all aligned with any Kensington completions due this month. If they [...]