Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Kent Reliance: Shared ownership products with up to 100% share value available; NatWest: Make rate reductions to products for New Business Customers; L&G: [...]
We have re-launched our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching. Product Changes New product codes issued for all products and end dates changed to end of December. Products and rates may change or be withdrawn at short notice subject to demand. New Business Mainstream 2 year [...]
At least one applicant must own the residential property which they live in to be eligible for a Buy to Let mortgage with Santander; The income tax band selected must take into account profit on rental income for all properties that the applicant will own on completion; Please note we don't accept a property if [...]
Our flexible Income Protection can give your clients peace of mind knowing they’ll be able to pay their rent, and cover some of their everyday expenses, if they can’t work due to illness or injury. Research shows that many tenants would be interested in having a conversation about protection.¹ Together, we can make this happen [...]
Did you know Kent Reliance for Intermediaries shared ownership products are available with up to 100% share value? 100% share value available £125k min property value Option to add fees Flexible underwriting One year self-employed considered Available in England and Wales We believe that criteria is only the starting point of a conversation, so [...]
Hi everyone, I hope you enjoyed the last episode of the Practical Protection Podcast. I was joined by Matt Rann and we had a very insightful discussion about skin cancer. This week I am joined again by Matt, this time focusing on blood cancer. There are over 100 different types of blood cancer, which can [...]
With an income protection policy having the potential to cover your client for their entire working life, it’s important their cover changes to meet their needs. Income First from The Exeter provides your clients with the flexibility to ensure they have adequate cover in place. Find out more.
Here’s a full list the changes with product codes in brackets: New Business Core Range Residential Rate Changes 2 year fixed rate purchase [FO27563] 70% LTV, decreasing by 10bps from 1.33% to 1.23%, product fee £0 [FO27564] 75% LTV, decreasing by 10bps from 1.33% to 1.23%, product fee £0 [FO27565] 85% LTV, decreasing by [...]
This month, as part of our In Focus update, we’ll be concentrating on capital raising – looking at the many and various reasons people remortgage or seek additional borrowing. Whether for home improvements, down-sizing, up-sizing, or paying off a loan, capital raising comes with complexities, and we’re looking forward to sharing some of the typical additional borrowing applications we discuss in [...]
Please be aware that Precise Mortgages’s are launching a new buy to let range on Tuesday 21 September 2021. To secure a product from our current range, you must fully submit your applications before 8pm Monday 20 September 2021. The new range of products will be available on our website from 9am on Tuesday. Speak with your business development [...]
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