Capital raising is now available up to 80% LTV for the below reasons: home improvements (please note, where Local Authority approval is required this will need to be evidenced); to buy additional land; purchase of a freehold or lease extension; to repay an equity loan; or for family gifts or weddings. All capital raising applications [...]

We love giving you what you want. So by popular demand, we’re bringing back our 80% LTV BTL Mortgages. Break out the boombox and get the party started as you’ll be able to help more landlords make the most of the fast-recovering market. Our 80% LTV BTL products are really useful for clients needing a [...]

TSB has made improvements to Residential products effective from Wednesday 4 August. Rates reduced on: 2 Year Fixed First Time Buyer and House Purchase, 85-90% LTV, by 0.10% 2 Year Fixed Remortgage 75-85% LTV by up to 0.30% 5 Year Fixed (5 Year ERC) Remortgage 75-85% LTV by up to 0.60%. Download the product guide [...]

Maybe we could enter the next Olympics in a new Rapid Remortgaging sport? Could this be our next award? (Sorry, we have to mention again our recent award success, we are so pleased. And thanks to  our Intermediary friends who took the time to provide feedback :-) WHY IS IT SO QUICK TO REMORTGAGE WITH [...]

 We're pleased to announce changes to our product range. New products Buy to Let - Specialist (Ltd Co/SPV/LLP/Individual Loans over £1,000,000) Product  60%  75%  Arrangement Fee  2 Year Fixed Rate Specialist (2 years from completion) 3.08% 3.19% £1,495 5 Year Fixed Rate Specialist (5 years from completion) 3.31% 3.41% In addition to the new rates, [...]

We don't believe a credit blip should stop your customer getting the residential mortgage they want. Download our product guide. Defaults - 2 in 24 months (max £1,500 in 12 months, unlimited thereafter); CCJs - 1 in 24 months (max £1,000 in 12 months, or £2,500 in 24 months); Debt Mangement Plans (DMPs) - 0 in 36 months; [...]

We've recently launched our new product range, featuring reduced rates across the majority of products in both our Standard and Specialist range. With such competitive rates and broad criteria, there's never been a better time to get in touch with Zephyr. View our new products. Take look at some cases we’ve recently supported: 20 property [...]

Have we go news for you Resi 6, our new credit recovery range. Green mortgage options for your Landlord (including Limited Company) clients. New rates for loans between £500k and £2m. Our 95% rates are back. With no upfront app fees, fast turnaround times, BDU webchat and our BDMs back out on the road, we’re [...]

Make your voice heard The Association of Mortgage Intermediaries (AMI) has commissioned a survey to find out what it’s truly like to work in the mortgage industry, with a focus on inclusion, diversity and equality. They'd like to understand whether you think there are issues and if so, what they can do to help. Share [...]

Need to get a complex case out of the starting blocks? INCOME - 6 x income for evidenced earnings of £200k+ AND we can assess financial assets for income AND we accept up to 75%. PROPERTY - Unusual property? Residential with annexe/holiday let? Country retreat? Converted property? We can help. TIMING - We offer short term ERC [...]