The complexities of cladding Cladding is a complex issue, which is often misunderstood within the mortgage industry. Our BDM Jonathan Evans wants to change that. After experiencing a growing number of enquiries, he educated himself on the latest cladding regulations and is now on a mission to support the rest of the intermediary community [...]

We've increased the maximum LTV for Remortgage applications with additional borrowing (excluding Unsecured Debt Consolidation) to 90% - If any element of the Remortgage is for debt consolidation, the maximum LTV remains at 80%. What you need to know: To support customers who are looking to release capital from their home (subject to current [...]

We’d like to let you know about some changes to our 95% LTV residential products. On 26 May, we withdrew two fixed rate products and re-launched them at market leading rates to increase affordability for your clients. The changes are as follows: 2 Year Fixed – previously 3.69%, now 3.39% 5 Year Fixed – [...]

Precise Mortgages is pleased to announce the return of top slicing across their entire buy to let range offering landlords greater flexibility, which could help them get the loan amount they need. Top slicing enables customers to use surplus portfolio and/or earned disposable income to prove they can meet any financial stresses, rather than [...]

90% LTV even for your complex income residential clients? High loan to value or large loan? Introducing… the NEW product range for borrowers with income seen as complex by the high street Your complex residential clients could now borrow up to 90% LTV with a £500k loan size or even up to £2m at [...]