From Monday 20th September 2021 we are expanding the Just For You Lifetime Mortgage to include a medically underwritten option on the J1-4 LTV series. This brand new option allows intermediaries to offer a lifetime mortgage solution that is personalised to their clients using their health and lifestyle conditions. With the Just For You [...]
How Vitality helped their members during the COVID-19 pandemic – the statistics The pandemic has had a huge impact on people’s lives and our latest claims and benefit figures demonstrate how we’ve supported our members and their families throughout an incredibly challenging year. COVID-19 Vitality statistics We paid over £4m in COVID-19 related claims in [...]
Flexibility to protect what matters In the UK there are more than 5 million self-employed people and it’s estimated that by next year over 7 million people will work in the gig economy.[1] But this growing demographic doesn’t fit the traditional Income Protection mould, with fluctuating incomes and lack of historic accounts making it difficult [...]
Welcoming James Robathan to Ceta! We are pleased to welcome our new Head of Marketing, James Robathan to the team. James joins us from Animal Friends Insurance and has a background with a number of known names including AXA, NFU Mutual and SunLife. Prior to that James worked for a number of years in the travel industry [...]
Protection Update 17th September 2021 https://www.youtube.com/embed/RkrcFEyUtow Hello everyone and welcome to this protection update – Friday 17th September 2021 I mentioned last week that there’s a lot happening in the protection industry and I’m not joking… It’s starting to kick off but in a good way. So, I’m going to [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Kensington Mortgages: Cuts rates on residential range; NatWest: Make widespread rate reductions across new business and existing customer product ranges; Virgin Money launch [...]
The following product has been withdrawn from the market; MFD423: 3.69% Fixed Rate for 2 Years (Shared Ownership) Outstanding cases for this product must be fully packaged and with the Society by COB, Friday 17th September 2021. P.S... some brand new products will be with you soon!
We have withdrew the following from our product offering: Buy to Let 5 year fixed special, 75% LTV at 2.95% To submit a case on these products, please note the submission deadlines below: Decision in Principle Illustration produced and the FMA commenced by 5pm today, Monday 6th September 2021 Full Application – submitted by 5pm [...]
Following the recent launch of a 2 year fixed rate at 1.44% for cases up to 80%, Furness has made further reductions in both new business and product transfer products. Both new and existing customers will now be able to benefit from a 1.29% 2 year fixed rate for cases up to 60% LTV with [...]
NatWest to make widespread rate reductions across new business and existing customer product ranges. Effective from Wednesday 15 September 2021. Here’s a full list the changes with product codes in brackets: New Business Shared Equity Residential Rate Changes 2 year fixed rate purchase [FO27522] 60% LTV, decreasing by 27bps from 1.74% to 1.47%, product fee [...]
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