We've made some changes to our Just For You lifetime mortgage: Increasing the LTV’s and making some interest rate changes to our J3 LTV series Introducing 3 additional cashback tiers to our J4 LTV series Decreasing the interest rates on our J5 LTV series J3 Interest rates are shown without cash facility loading or interest [...]
Practical Protection Podcast : Gender and Income Protection (40 mins CPD) Hi everyone. I hope you found the previous episode interesting, where we spoke about transgender and non-binary people accessing insurance and some of the common questions they may be asked when applying. This week, Jo Elphick from Legal & General is joining me and [...]
In 2021 so far, we’ve paid 7,986 claims, to the tune of £7.2m*… Despite home-working, school closures, and the cancelling of organised sporting events, the COVID-19 pandemic hasn’t changed how useful MultiProtect is to our customers. In fact, 321 of our 4,520 hospitalisation claims* were due to COVID-19, while we have continued to see claims [...]
Thanks to the European Championships, football fever has taken over the last couple of months. Now you may well be wondering why I am talking about football in a newsletter for brokers, well it is all about perception. Football is a global sport, and in many areas, it’s also one of the most technologically advanced. So, [...]
TAKING ON… UNDERWRITING & LONGEVITY In an ever changing world with new conditions and treatment coming to light, and people generally living longer, it is important to factor this into your conversations and processes in order to get the right outcomes for your clients. The next instalment in our Expert Series is a group of [...]
Do you help your clients make positive lifestyle choices? We’ve all got our reasons to make positive choices in life. That includes you and your clients. Financial advisers are uniquely positioned to help their clients make positive behaviour changes. By asking the right questions and recommending the most suitable products, you can seriously enrich and [...]
Our Live webchat is now open Saturdays We have now opened our live webchat service on a Saturday from 9am – 1pm accessed through OLPC, the only channel available outside core working hours, allowing you greater flexibility to discuss New and Existing business queries We believe that you should be able to interact with us [...]
COVID-19 exclusion removal and upgraded Mutual Benefits prize draws! In light of the successful vaccine roll out and in line with the overall market response, we are delighted to announce that we have removed our COVID-19 exclusion for all applications from 31st July 2021 onwards. Save your clients months of premiums in our upgraded Mutual [...]
Rental clients? Think Income First Income First from The Exeter includes a guaranteed insurability option for renters, giving your clients even greater flexibility to ensure their cover meets their ever-changing needs. Visit our website to find out more.
Capital raising is now available up to 80% LTV for the below reasons: home improvements (please note, where Local Authority approval is required this will need to be evidenced); to buy additional land; purchase of a freehold or lease extension; to repay an equity loan; or for family gifts or weddings. All capital raising applications [...]
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