We're delighted to announce that, as the government roadmap continues to take shape, we can create more flexibility in our criteria surrounding COVID-19 factors such as furlough and self employment. Full details of the new changes are available on the website here, but in the meantime we have the key facts below: We accept [...]
Our latest changes have came into effect this morning from 8am (Friday 16 April 2021). For a full list of changes click here or visit our lending policy on the website.
We're pleased to say we've made a few tweaks to our product range and criteria, highlights below. Rate reduction – Non Portfolio 5yr Fixed now 3.39% (down from 3.44%) Min Property value reduced to £65,000 across our standard product range Above commercial now considered at 75% LTV Max Lending on special edition range increased [...]
We’ve launched new three-year fixed rates at 85% and 90% LTV, available at the same price as our two-year fixed rates, helping customers with smaller deposits fix for longer, at no extra cost. What’s more, we’re launching a new Exclusive deal at 85% LTV with £1,000 cashback. Exclusive purchase deals with £1,000 cashback NEW [...]
Could your residential remortgagers benefit from a Green Rewards cashback remortgage? Foundation Home Loans, the intermediary-only specialist lender, has today launched a ‘Green Reward’ remortgage as part of its residential range. The residential ‘Green Reward’ remortgages are available to existing owner-occupier borrowers who have made improvements to their home and subsequently raised their Energy [...]
Offering Bridging Finance rates with an exit onto a long-term Buy to Let Mortgage based on the after works valuation figure in one proposition. Help your customer maximise rental yield by refurbishing a property before renting it out or taking value from the property to reinvest elsewhere. Find out more here. [...]
From those buying their first homes to families moving up the property ladder, mortgage clients come with a broad range of protection requirements. A flexible product such as MetLife MortgageSafe means it’s easier to arrange cover that suits their needs. Flexibility starts with the three different levels of cover, enabling you to match the policy [...]
For the last two years, the insurance market both in the UK and globally has been hardening at a rate not seen since 2001/02. We are at the peak of the phase of the market cycle where, in general, insurer capacity is withdrawing from the market, competition is reducing, premium rates are increasing, policy coverage [...]
In 2020, L&G paid out over £763 million across thier Life, Critical Illness Cover, Terminal Illness Cover and Income Protection policies, supporting 15,855 customers and their families. L&G also supported families who lost loved ones due to factors attributable to Covid-19, paying out over £39 million in life insurance* claims – helping 1214 families. Overall, [...]
Could your clients survive without an income? In 2020 we paid £10 million in income protection insurance claims (IP) to our members who couldn’t work due to illness or injury. In total, we paid 91 per cent of all claims. Claims for illnesses relating to Covid-19 accounted for 31.5 per cent of claims. Musculoskeletal conditions, accidents, [...]
© Copyright The Right Mortgage | All rights reserved. | The content of this website is intended solely for the use of financial advisers. | How to make complaint? | Our Policies
The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
