Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: TSB introduce new 95 percent LTV product; Buckinghamshire extend 95 percent LTV product range across England and Wales; Teachers announce 90 percent LTV [...]
With financial resilience and health & wellbeing in the spotlight like never before, you as advisers are perfectly placed to help enrich and empower your clients’ lives. At Vitality, we are uniquely positioned to monitor behavioural science trends and spearhead market innovation, allowing us to lead the debate around some of the most inspiring subjects [...]
To help shine a light on any aspect of our service you may have a question about, a new chat service is available in Adviser Hub and on our adviser website. The launch of our adviser chat service is hot on the heels of our online FAQs that we launched earlier this year, both of [...]
Finding home and landlords insurance a challenge in hard market? Have premiums increased? Maybe a wider choice is the answer! During the hard market we are all experiencing, prices rising is an inevitable consequence. If you are seeing premiums increasing, both for new clients and also your existing clients, surely using the widest panel you [...]
As we continue to look forward with optimism in a dynamic environment we recognise your needs and those of our mutual clients continue to evolve. It is more important than ever that we are here for you throughout these prolonged periods of uncertainty. I would really value and appreciate your support in completing Scottish Widows’ [...]
In this article we consider the impact of COVID on our underwriting philosophy and the measures we put in place to support you and your clients. Read now. Find out more
Hi everyone, the previous episode of the Practical Protection Podcast focused on a number of things including wealth management, protection insurance and signposting, we really hope you found this insightful and useful to your work. In the latest episode, I’m joined by host Matt Rann, and the focus is on bowel cancer, a subject very [...]
Did you know the majority of home insurance claims are for accidental damage in the home? This could be something as easily done as spilling a drink on the carpet or breaking fixed glass in your home. Accidental damage covers you for unforeseen and unintentional events that cause damage to your property or belongings within [...]
This is in addition to their recently launched five-year fixed mortgage which marked their return to the 95 per cent LTV space. The mortgage will be available exclusively through intermediaries and eligible to first-time buyers, home movers and the self-employed. It has a rate of 3.99% with loan sizes between £150,000 and £500,000. Customers [...]
Coventry for intermediaries is re-entering the 95% LTV market with two 5-year Fixed products aimed at people buying homes with smaller deposits. The 95% LTV products are priced competitively and, with a maximum loan size of £400,000, they should appeal to a significant part of the purchase market looking for higher LTV products as [...]
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