Why should you talk about the Aviva DigiCare+ annual health check? Rounds out your protection offering and demonstrates the value you offer to your clients - Aviva DigiCare+ is only available with our advised individual protection products (excluding Simple Life Insurance); An annual health check is a great opportunity to reach out to clients [...]
Our last episode on Protecting Your Mortgage, featured special guest Andrew Montlake and I really hope you found this interesting and useful. Hopefully this has reiterated the need to discuss protection insurance whilst beginning to arrange mortgages for your clients, as well as highlighting the benefits of utilising the services of a specialist adviser [...]
We are pleased to announce two new exciting updates to Uinsure New brand – Uinsure is launching with a refreshed brand on Monday 8th March. Attached is a copy of the new logo embargoed until Monday. I would kindly request that this logo is used anywhere it might show on your sites from this [...]
When reading this, please raise your hand if… You currently don’t sell GI? You don’t have the time to quote GI? You don’t believe GI is worth it for the income you make? You feel it’s easier to direct your clients to go online to sort out their cover? If you did raise your [...]
Why is age more than a number when researching relevant life plans? It’s important for clients who run small businesses to retain valued members of staff, especially at the moment when many are trying to keep their heads above water as the UK battles with Covid-19. Providing life cover is one way that employers [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Aviva helping you to seal the deal; Legal and General make changes to MUTAL opening times; Uinsure introduce the new adviser platform. [...]
Last year TSB made some temporary changes to lending criteria to ensure the bank continued to lend responsibly during the coronavirus pandemic. TSB is now able to return to higher loan to value lending for self-employed customers and be more flexible in the use of different types of income in the affordability assessment from today. A summary of lending criteria changes: Removal of temporary maximum 75% LTV cap for applications where one or more customers are [...]
Yesterday the Government announced that the temporary Stamp Duty £500,000 nil rate band exemption in England and Northern Ireland will be extended until 30 June 2021. This will be followed by a further tapering of a £250,000 nil rate band through to 30 September 2021. Further to this, we want to let you know how [...]
A recent study by Haysto1 found that 22% of the 2,012 people they surveyed blame bad credit history as the main reason why they are unable to get a mortgage. Furthermore, 70% of the sample are unwilling to even apply for a mortgage because they think their poor credit rating will prevent them being [...]
The bank came back into the 90 per cent LTV space in December with a five-year fix before adding more options this year. The two, five, seven and ten-year fixes are no longer restricted to first-time buyers and the maximum property value Virgin will lend on has increased to £500,000. Additionally, maximum mortgage terms at this tier have been extended [...]
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