Happy New Year from the team at The Right Loan. Following the festive period, some clients may be considering how to get their finances back in shape for the year ahead. A secured loan might be the answer to consolidating debt or simply a way to fund their plans for 2021. We will take [...]

Further to the national lockdown announcement by the UK government on Monday 4 January, our valuation partners have confirmed that they continue to provide valuation services at this time in England, Northern Ireland, Scotland and Wales. However, please be aware that valuations could take longer than usual which could impact the time to mortgage [...]

We have decreased the interest rates on our J1, J2, J2.5, Green, J3 and J4 LTV series.J1 - Interest rates are shown without cash facility loading or interest servicing reductionsJ1Cash BackSet Up FeeMinimum AdvanceAge RangeInterest Rate (MER)AER 0%£0£10,00055+3.07%3.11% 2%£0£10,00055-853.27%3.32% 5%£0£10,00055-853.57%3.63%J2 - Interest rates are shown without cash facility loading or interest servicing reductionsJ2Cash BackSet Up FeeMinimum AdvanceAge RangeInterest [...]

Barclays has launched two new 90% LTV products as part of a series of enhancements to its residential mortgage range. The new products include two-year fixed rates starting from 3.55% with a £999 fee or 3.75% fee-free, available for purchase only. The two-year fixed rate range will complement the Bank's existing five-year fixed rates [...]

Rate Reductions on our Heritage and Freedom 40 Ranges MER AER New Rates across our Heritage Gilt ERCs Range 3.75% ‐ 4.63% 3.82% ‐ 4.73% New Rates across our Heritage Fixed ERCs Range 3.80% ‐ 4.68% 3.87% ‐ 4.78% New Rates across our Freedom 40 Range 4.05% ‐ 4.73% 4.13% ‐ 4.83% [...]

Click here to see our updated Buy to Let Product Guide, detailing the change in rate to the 5-Year Fixed 75% LTV product which has increased from 3.56% to 3.65%.

All current products are being withdrawn. DIPS must be submitted by 5pm on the 8th January; APPS must be submitted by 5pm on the 11th January; To secure current rates. To view new products see our product guide here.

Simple, secure and paperless Buy-to-Lets by bringing people and technology together As we look ahead to a new year, we find ourselves faced with many of the same challenges posed in 2020; how to make Buy-to-Let applications simple, secure and still connect brokers and their clients with the right experts for our deal. LendInvest’s [...]

HSBC UK is re-introducing 90% LTV mortgages for purchase and remortgage from Tuesday 12th January. The Bank confirmed that it will offer a range of two and five-year fixed rate options up to 35 year terms. Mortgage rates will be announced on the 12th January. Michelle Andrews, HSBC UK’s head of buying a home, [...]

Foundation Home Loans has: Withdrawn all current products; New products with shortcodes will be introduced as per our product refresh; Fixed end dates have been replaced with rolling end dates for all products. Please see our product refresh document here.