From Monday 28 February if you request a property revaluation as part of a product transfer (PT) application you need to make the customers aware they may receive a text message from our surveying partner e.surv as part of the valuation process. If e.surv do not have adequate information to complete a remote valuation [...]
How top slicing could support your buy to let customers Top slicing enables customers to use surplus portfolio and/or earned disposable income to prove they can meet any financial stresses, rather than using the rental income of the property alone. It's available across all of our buy to let schemes, which includes limited company, [...]
Hodge case study Improve not move Pete, a 56-year-old who has always worked from home lives with 48-year-old Vicki, a HR partner for a large bank. Vicki used to commute 40 miles-a-day to work but now works from home most days and will continue to do so. Pete has a small home office and [...]
The Government’s Levelling Up White Paper focused heavily on the housing market, specifically looking at what it might do to turn, in its words, ‘Generation Rent’ into Generation Buy’. Here’s how we are part of that movement to increase the number of first-time buyers in every region of the country. Click here to read [...]
Unusual capital raising From home improvements to holiday home purchases, buying out stakeholders and paying off loans, there are a myriad of reasons for capital raising. And with the mortgage market predicting a busy year of remortgaging, we thought we’d share with you some of the capital raising cases we have approved. Read about [...]
With effect from close of business today the following 5 year Residential Special products will be withdrawn: Select 85% LTV - 4.63%, £999 fee Select 85% LTV - 4.93%, no fee Select 95% LTV - 5.36%, £999 fee Select 95% LTV - 5.66%, no fee Core 85% LTV - 4.84%, £999 fee Core 85% [...]
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