Think your over 50s clients can't find a mortgage that takes into account them working well into their 70's? They can with us. Will your client still be working well into their 70's? No problem, we'll consider earned income, both employed and self-employed, up to a maximum age of 80 on our 50+ mortgage for [...]
As of close of business today we will be withdrawing two special BTL products and replacing with two new special products being launched tomorrow. The products being withdrawn: BTL 75% LTV, 2 years fixed, 2.79%, no fee BTL 75% LTV, 5 years fixed, 2.95%, 1.75% fee Please note the submission deadlines below: Decision in [...]
Our main LV= Showcase Page tells you everything you need to know about the USPs of LV='s protection proposition. We've made some major new updates to the page, including the 2021 claim stats, claims assessor video and an overview of their current protection products. Read Here
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Our lender updates include Kent Reliance & Precise multi-brand strategy Mansfield: Joint borrower sole proprietor with a split repayment term Suffolk BS: Nearly 1 in 5 UK adults [...]
It’s a favourite topic of mine, given the size and the shape of the mortgage market and the reach that the club has. I think we are all agreed about the importance of whole of market advice, particularly when we come to interest only mortgages for people ages 50 – 90+. Where I do [...]
The ERC have announced that from Tuesday 19 April all new equity release customers will be required to have at least one face-to-face and in person meeting with a solicitor, in order to take out a plan that is compliant with Equity Release Council standards. Where an offer was issued from to 19 April it [...]
For many parents, seeing their child move out can trigger a wide range of emotions. Empty nest syndrome often brings with it a process of grief and sadness and can feel quite bittersweet for parents experiencing this sudden change within their lives. However, this transitional period can also lead to a new opportunity for [...]
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This month's update includes: Just: New equity release customer compliance announced OneFamily: How we invest for your customer and a greener [...]
NEW Rate increases on our Heritage and Heritage Freedom ranges From Wednesday, March 23rd MER AER New rates across our core Heritage Range 4.35% ‐ 5.55% 4.44% ‐ 5.69% New rates across our Heritage Freedom 20 Range 4.40% ‐ 4.90% 4.49% ‐ 5.01% New rates across our Heritage Freedom 40 Range 4.50% ‐ 5.00% 4.59% [...]
With Family Building Society, you can watch a free Lending in Retirement Criteria Masterclass webinar, in association with Mortgage Brain, and see how they can help your clients in, or approaching, retirement. Head of Strategy, Cammy Amaira, and Business Development Manager, Nathan Waller share their knowledge of the later life lending market, it's projected [...]
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