We’ve recently made some positive changes to the lending criteria for our lifetime mortgages. Our maximum flat roof percentage has increased from 50% to 100%, and, we can now take a more flexible approach to properties in proximity to commercial/non-residential buildings. For more information, get in touch with one of our Equity Release Account [...]

Its time to get out there and do your bit, helping customer fix for longer and protect themselves against rising, household bills, inflation and mortgage rates Help your customers through uncertainty with LiveMore 💪 We are delighted to announce that we have reduced Early Repayment Charges on our 10 & 20 year products, [...]

Our improved Home Finance Adviser Portal makes it easier for you to do business with us Designed with you in mind, the portal helps you to generate quotes, submit applications and track case progress simply and at your convenience. If you’ve explored the portal, we’d love to know what you think. Simply complete [...]

Getting to a ‘Yes’ decision on lifetime mortgages When it comes to applying for a lifetime mortgage, the time it takes to get from submitting the application, to the client receiving their funds and the adviser getting paid their procuration fee by the lender can depend on a number of factors. Of course, [...]

last week comments Customer / FI telephone service Last week we have seen no unplanned absence and had a minimal amount of annual leave, we experienced a higher daily call volume towards the end of the week, relating to changing tax codes issued for the 2022/23 tax year for the pension annuity product. This [...]

The face of modern living for over-55s has undergone significant changes in the last decade, increasing the need for fresh thinking and product innovation in later life lending to meet the needs of consumers entering and in their later lives. To better understand how the later life lending market can flourish, Air Group [...]

With effect from 10am today, Thursday 12th May, we're making the following changes to our Capital Select and Lifestyle Select products. We're increasing the interest rates on: ·         Lifestyle Select Ultra Lite ·         Lifestyle Select Super Lite ·         Lifestyle Select Lite ·         Capital Select Super Lite ·         Capital Select Lite ·         Capital Select [...]

Our improved Home Finance Adviser Portal makes it easier for you to do business with us Designed with you in mind, the portal helps you to generate quotes, submit applications and track case progress simply and at your convenience. If you’ve explored the portal, we’d love to know what you think. Simply complete [...]

On Wednesday 18th May, we are increasing the interest rates across the Just for you Lifetime Mortgage range. J6 Interest rates are shown without interest servicing reductions   Cash Back Set Up Fee Minimum Advance Age Range Interest Rate (MER) AER 0% £0 £10,000 55-85 5.25% 5.38% 1% £0 £10,000 55-85 5.27% 5.40% 2% [...]