Please note we have decreased rates on our Lump Sum+ product. Our new rates are as shown below. Please note that we can only offer Desktop valuations up to 33% LTV at age 70. App fee free (loans of £50,000 or more): LTV@70 LV = AER MER APR 25% 2.58% 2.55% 2.7% 26% [...]
It has been a funny old year, we’ve seen every aspect of our lives undergo a sudden change, and as any adviser who’s worked through this knows, it’s certainly been an adjustment. Thankfully, we’ve seen networks like TRM work tirelessly to keep advisers well-informed and prepared. Things like the weekly mortgage update focused on [...]
Chorley Building Society has refreshed its ‘Later Life Lending’ products after reviewing the range in line with broker feedback. Previously, all borrowers fell into the same category if their mortgage loan took them over the age of 70, regardless of their age at application of the loan. After listening to feedback from brokers and [...]
Throughout the coronavirus pandemic the team at OneFamily have remained committed to offering you a great personal service. We will continue to send you regular updates, particularly with the latest COVID-19 changes impacting our service - such as our recent emails letting you know that we have returned to onsite valuations for our Super [...]
Welcome to this month's lending into retirement Update. Please take the time to read through the update as there may be some information that is important to you. Included in this month's update: Just asks which of your clients could benefit from a lifetime mortgage? Canada Life reintroduces Lifestyle Gold Plus and Prestige Options [...]
LV= are currently set to remove our Flexible Lifetime Mortgage product from the market on 30th June and subsequently any external systems or publications that feature it.
Canada Life has recently announced a number of product changes, including the reintroduction of its Lifestyle Gold Plus and Prestige Options products, providing a higher loan-to-value (LTV) for its Home Finance customers. The changes by Canada Life offer customers greater flexibility across the entire Lifestyle Options range. The Lifestyle Gold Plus product has a [...]
You may think that lifetime mortgages aren’t right for your clients but their flexibility might surprise you. Use this tool to discover more.
Now that the nation is in lockdown, it seems the term ‘vulnerable‘ is being used more than ever. If ever there was a time to focus on how we improve the experience and outcomes for the most vulnerable, surely now is that time. The FCA has said that they want doing the right thing [...]
Chorley Building Society has refreshed its ‘Later Life Lending’ products after reviewing the range in line with broker feedback. Previously, all borrowers fell into the same category if their mortgage loan took them over the age of 70, regardless of their age at application of the loan. After listening to feedback from brokers and [...]
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