The interest rates have increased, decreased or remained the same on both the Lifestyle Lump Sum Max and Lifestyle Flexible Option, on new business only. For new business applications received between Tuesday 18 February 2020 and Monday 24 February 2020, the offer issued will be based on the personal quote summary received, as per [...]
The Just For You Lifetime Mortgage has a wide range of flexible options and features. This enables you to help clients make financial and lifestyle choices in later life that best suit their individual circumstances. Servicing interest Clients requiring an initial loan of at least £20,000 can now choose to pay all or some [...]
We are very pleased to announce that we are extending our completion fee waiver on all Capital Select Options. The completion fee will remain at £0 on all Capital Select KFIs generated and was extended this morning from 10am Monday 23rd December until 31st March 2020. Our Capital Select Options offer: £0 completion fee [...]
Welcome to this month's lending into retirement Update. Please take the time to read through the update as there may be some information that is important to you. Included in this month's update: Just: New business update for Equity Release CanadaLife: We’ve enhanced our Capital Select Options LV= Lump Sum+ Revised Rates [...]
Lifetime mortgage application cycle STAGE 1 Applications received waiting to be worked STAGE 2 Case checked and reviewed for approval (packaged for underwriters) STAGE 3 Case assessed by Underwriters for approval and set to offer STAGE 4 Offer approval to Offer issued General Post Benchmark SLA 1 2 3 1 3 Current SLA [...]
What do you think of the Family Building Society? Have you completed a case with the Family Building Society recently? If so, how did they do? If you have, can you please share your feedback of their service at Smart Money People, the UK’s leading review and insight platform for the financial services industry? [...]
We're very pleased to announce that we have enhanced our Capital Select Options. We have: Increased LTVs across all options Decreased interest rates across all options Please note, our adjusted APRs have been calculated using the following inputs: Standard: £0 completion fees, £1,000 advice fee, £474 Legal Fees, £100k initial advance, 20-year loan term. [...]
Please note we are increasing rates on our Lump Sum+ product effective Wednesday 18th December. Our new rates are as shown below. The deadline for submission of applications on our old rates is 16th January 2020. We are also extending our No Application Fee deal for loans of £50,000 or more until 29th February [...]
Welcome to this month's lending into retirement Update. Please take the time to read through the update as there may be some information that is important to you. Included in this month's update: Buckinghamshire welcome last time buyers; Just share a story of how they helped a couple with their Just For You Lifetime [...]
Allan and Lisa Lim’s story Allan (68) and Lisa (61) have been married for 40 years with a son and two daughters. They have three grandchildren with another on the way. This couple has always been close to their children and love being grandparents, spoiling them whenever they can. They moved to a smaller [...]
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