Please note we have increased rates on our Lump Sum+ product. Our new rates are as shown below. The deadline for submission of applications on our old rates is 26 November 2019. App fee free (loans of £50,000 or more) LV= AER MER APR Lite 2.81% 2.77% 2.9% 2.81% 2.77% 2.9% 2.81% 2.77% [...]
A recent IMLA’s study: ‘Last-Time Buyers: the challenges and opportunities for 55+ homeowners wanting to move’, found that nearly 200,000 owner occupier housing transactions in England are now made by the over-55s, or so-called last-time buyers (LTBs). At Buckinghamshire Building Society we have long been a lender that supports older borrowers offering a range [...]
Clients aged 50 and over looking to remortgage, renovate, move home or gift a deposit to children or grandchildren? A later life mortgage from Ipswich Building Society may be the ideal solution. We have a dedicated range of later life mortgages specifically designed for borrowers over the age of 50, plus we have no [...]
As previously communicated the limited period J4 pricing will be available until Thursday 10 October. As from Friday 11 October we will be reducing LTV’s on our J4 series. We will not however be changing the J4 interest rates back to previous levels, they will remain as they currently are. Please remember as previously [...]
Please note we have reduced rates on our Lump Sum+ product. Our new rates are as shown below. App fee free (loans of £50,000 or more): LV=AER MER APR Lite 2.79% 2.75% 2.9% 2.79% 2.75% 2.9% 2.79% 2.75% 2.9% 2.80% 2.76% 2.9% 2.80% 2.76% 2.9% Standard 2.80% 2.76% 2.9% 2.87% 2.83% 3.0% 2.94% [...]
Interest rates have decreased or remained the same on both the Lifestyle Lump Sum Max and Lifestyle Flexible Option, on new business only. New Business All pre-sales illustrations produced on or after Tuesday 8th October 2019 will automatically be processed using the new interest rates All applications received on or after Tuesday 8th October [...]
Don't settle for less... There's no type of lifetime mortgage client who cannot be helped by our range of lifetime mortgages. From the lowest MER on the market (which fell below 3% for the first time in August 2019!) to our highest LTV ever of 56% (even for healthy clients), and medically enhanced LTVs to features for added [...]
At Royal London, we understand everyone’s unique. That’s why our protection proposition isn’t ‘one size fits all’. Our range of flexible cover options give your clients choice, so you can be confident you’re building a protection plan as individual as they are. With a range of sales tools, support and personal service, we’re dedicated [...]
We are pleased to announce the launch of a new semi exclusive Buy to Let 5 Yr. fixed rate with Vida Home Loans. The product is fixed at 3.29%, available to 75% Loan to Value and for loan sizes from £200,000 to £500,000. Click here to access the lender product page where you will find details of [...]
A historic period for retirement planning The later life lending sector has never been as diverse as it is today. New products are frequently entering the market, and current products are being developed to better suit the needs of those in or nearing retirement. In order to offer a more holistic financial advice service, [...]
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