Tom and Anna are 75 and 71 respectively and live in Leeds. They currently have an interest only mortgage and the term is about to expire. They’re not keen on downsizing or moving out of their area. Tom is still employed full time as a chef at a local restaurant while Anna is in [...]
Welcome to this month's lending into retirement Update. Please take the time to read through the update as there may be some information that is important to you. Included in this month's update: Canada Life enhance later life lending products; Chorley are working with the network to support older borrowers; LV= want to give [...]
We’ve introduced a 10 year fixed rate option for our Retirement Interest Only Mortgage (RIO). We were the first to bring a RIO to market in June 2018 and we keep listening to our customers, with longer term RIO fixes in particular being a popular request, so from tomorrow we’ll be offering the following [...]
Family Building Society are experts on later life lending and won’t turn away older clients just because of their age. We pride ourselves on being different and have been helping older clients for years. Find out more here
At the risk of stating the obvious, we’re all going to die someday. It’s not exactly a cheery thought. But, if you don’t help your clients to make provision for their funeral costs, you could be leaving a gap in their financial planning for later life. A financial gap that may need to be [...]
Interest rates have either decreased or remained the same on both the Lifestyle Lump Sum Max and Lifestyle Flexible Option, on new business only. New business and pipeline applications New Business All pre-sales illustrations produced on or after Tuesday 16th July 2019 will automatically be processed using the new interest rates; All applications received [...]
Great new changes available now New Superlite LTV tier Market leading rates across all 4 LTV tiers Minimum age of 55 for single and joint applicants Simplified options for cashback and fee combinations MER AER New Rates across our Full Heritage Range 3.89% - 5.07% 3.96% - 5.19% Click here for new LTVs [...]
Welcome to this month's lending into retirement Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: New improvements to Pure Retirements Heritage Range; Aviva announce interest rate changes; More 2 Life capital choice rates are decreasing. [...]
Here at LV= Equity Release we understand that clients in later life are different and they require various differing levels of support. With 39 years combined equity release experience, our team of sales experts is fully ER1 qualified. To help advisers better support their clients, LV=’s Business Development Manager, Chris Smyth is sharing his [...]
We have made changes to our Just For You Lifetime Mortgage. In summary we are: Reducing interest rates on J1, J2, and J3 Increasing LTV’s on J3 Please see details below: New J1 interest rates as follows: Product AER MER APR Cashback Min Advance Age range J1 3.62% 3.56% 3.7% £0 £10,000 55+ New J2 [...]
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