Do you have clients who were turned down by high street lenders simply because of their age? Here, at the Family Building Society, we specialise in helping your clients not well served by the big banks, and what’s more, we’ve been doing in for years! Find out more
LV= Equity Release have reduced their interest rates on Lifetime Mortgage Lump Sum+ on lite, standard and max LTVs. To view the latest product rates please visit their LV= for Adviser page. To complement their competitive rates, LV= have a special offer for loans of £50,000 or more to benefit from having [...]
Here at Hodge, we're constantly looking for ways we can extend a helping hand to both you and your clients. Our latest change, rate reductions on all products within our downsizing range. New rates Lump Sum - 3.78% (monthly) 3.85% (annual) Flexi - 3.93% (monthly) 4% (annual) Lump Sum Plus - 4.22% (monthly) 4.30% (annual) Flexi Plus [...]
On the edge of interest only... What's available for your clients? Many customers are approaching the end of their interest only mortgage and are looking to extend their term further but are finding their age a barrier to lenders. Our Older Borrower range allows customers aged 55 and over the opportunity to extend their existing [...]
Retirement planning is no longer a binary decision between drawdown and annuities. Instead, many of your clients may require a ‘blended’ retirement income solution made up of several different products – including equity release. To help you explore the options available we’ve put together some handy guides. And over the course of 2019 we’ll [...]
The new rates are below: From 4.35% (MER) 4.44% (AER) on CC plans; From 4.65% (MER) 4.75%(AER) on CC Plus plans; 4.65% (MER) 4.75% (AER) on CC Drawdown plans; 4.80% (MER) 4.91% (AER) on CC Plus Drawdown plans. Go to fastpath
Register now for our webinar: Responsible lending – three ways to lower the cost of borrowingJoin us in our 45 minute webinar at 10am on 26th March: Responsible lending – three ways to lower the cost of borrowing.The webinar will feature Peter Borley, Just’s Retirement Lending Propositions Director and other Just experts. They will consider [...]
It’s been heartening to see our marketing toolkit resonate so well with advisers and continue to provide a useful resource for those aiming to make the most of the market. On the back of this we’ve expanded our toolkit to include a new digital element, combining both guiding documents and practical assistance (such as [...]
In 2020 - 11.98m people will have reached state retirement age and currently 75% of the UK’s housing wealth is held by people aged over 50… We understand that more business is coming from older borrowers who are looking to borrow more or to re-structure their mortgages. We were one of the first to [...]
Super LTV Lump Sum Interest Roll-up with Voluntary Payment option Lifetime Mortgage At a glance - What is it? The Super LTV Lifetime Mortgage is designed to support customers who are looking to release more equity from their homes. The lifetime mortgage provides your customer with a one-off lump sum amount at a fixed [...]
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