By Chris Brown, Head of Lifetime Mortgages and Distribution at OneFamily. With customers and organisations now more environmentally aware than ever; we wanted to take this opportunity to tell you about the ‘green’ aspects of our lending policy. We will consider lending on properties such as those with eco-friendly solar panels, domestic wind turbines [...]
The challenge for first-time buyers Rising house prices and an inflated rental market have made it much harder for today’s generation of first-time buyers to save for a deposit, with many people nearing mid-thirties before they can afford to get onto the property ladder. More than half of first-time buyers said raising the funds [...]
As the face of retirement evolves, so must the range of financial products available to clients entering later life. You can help more clients realise their retirement ambitions through our enhanced retirement interest only mortgages (RIO). We’ve developed our RIO mortgages to meet the needs of those clients looking for more choice and [...]
Upturns and downturns. We’ve all been there and know things never stand still for long, Inone fell swoop interest rates and the cost of living has risen, and inflation has soared into the stratosphere. So, this month LiveMore are focusing on helping their customers to live their best lives – with their 10yr Fixed [...]
Frank Brook's Story Frank, 70 is a retired widower living near Portsmouth. He thinks his mortgage-free home is worth £200,000 based on prices achieved by his neighbours. He wants to borrow £85,000 to improve his home and garden and take his family on holiday. How can the Just For You Lifetime Mortgage help [...]
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This month's update includes: CanadaLife: Explore our portal for a chance to win a £100 Amazon voucher Legal and General: 5 [...]
On Wednesday 13 April, we made some changes to our lending criteria: County Court Judgement (CCJ) - maximum amount is now capped at £10,000. Leasehold term must now be a minimum of 120 years. Properties in the Scottish Islands will no longer be accepted. Non-UK nationals – has been updated to include those with [...]
It’s a favourite topic of mine, given the size and the shape of the mortgage market and the reach that the club has. I think we are all agreed about the importance of whole of market advice, particularly when we come to interest only mortgages for people ages 50 – 90+. Where I do [...]
The ERC have announced that from Tuesday 19 April all new equity release customers will be required to have at least one face-to-face and in person meeting with a solicitor, in order to take out a plan that is compliant with Equity Release Council standards. Where an offer was issued from to 19 April it [...]
For many parents, seeing their child move out can trigger a wide range of emotions. Empty nest syndrome often brings with it a process of grief and sadness and can feel quite bittersweet for parents experiencing this sudden change within their lives. However, this transitional period can also lead to a new opportunity for [...]
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