Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This month's update includes: Canada Life announce workshops designed with you in mind; More 2 Life want you to get the right [...]
Adding an additional product to your portfolio can offer a great opportunity to get in touch with your clients and for you to strengthen your offering. Becoming a Golden Charter intermediary allows you to help your clients plan ahead for the future and there are benefits for you and your business, too. Benefits to you: [...]
We're enhancing our Bespoke Underwriting process We've listened to your feedback and are very pleased to say that with effect from 10am today, Monday 10th December, we're enhancing our Bespoke Underwriting process. You will now be able to access Bespoke Underwriting KFIs prior to recommending the product and submitting an application. Our Bespoke Underwriting [...]
Rate Reduction 17th December 2018 for Flexible Lifetime Mortgage and Lump Sum Lifetime Mortgage. Flexible Lifetime Mortgage* Was 4.35%(MER)/4.44%(AER) New rate 4.26%(MER)/4.34%(AER) Lump Sum Lifetime Mortgage Was 4.16%(MER)/4.24%(AER) New rate 4.06%(MER)/4.14%(AER) We're lowering rates for our Flexible and Lump Sum Lifetime Mortgages as of Monday 17th December. Any new business received on or after 17th December [...]
Don't let age be a barrier when it comes to finding a lending solution We don’t solely go off age when it comes to supporting your clients with a mortgage but instead factor in mortgage term times to support their options. Here’s what we look at when we’re assessing a case… What do we look [...]
Our Maximum Choice and Tailored Choice plans have changed. So what's changed? Tailored Choice LTV decreases across Tailored Choice range; Changes to the Cashback feature; Rates are decreasing for ages 55 - 70 and increasing for ages 71+ on cashback plans. Final applications must be submitted by midnight on 7th December. Maximum Choice LTV decreases across [...]
We've been thrilled to see that the market has taken to our recently-launched Sovereign suite and has been as excited about it as we have. Aimed at trying to open up equity release to as many consumers as possible, the range features a host of products to fit a variety of customer needs, and to [...]
Improve your communications with existing and potential customers with our guidance on website development, social media and email marketing. Here at Pure, we can create bespoke emails for you, tailored with your branding and contact details, for you to send out to your customer base. View our digi-video to find out more See [...]
The Retirement Interest Only Mortgage is a new way to borrow in later life. Designed for borrowers aged 55+, Hodge has led the way in introducing a product for older borrowers as an alternative to traditional equity release. You don’t need an equity release qualification to recommend our 55+ RIO to your clients, giving you [...]
Canada Life Home Finance has launched Capital Select Options, a new product range providing your customers with access to additional flexibility and certainty in their mortgage. This range enables customers to make payments of between £50 up to a maximum of 10 percent of the initial loan amount each year without incurring an early repayment [...]
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