Lending into Retirement

Hodge: Helping you grow your business

By |2021-08-11T13:33:16+01:00August 11th, 2021|12/08/21, 2021, August 21, Lending into Retirement, Provider News|

Reflecting on RIOOver 50s borrowers and those approaching retirement don’t always want to go straight to equity release, they’re often looking for flexibility through interest only options with the ability to make monthly payments. That's where our RIO can help.The Pandemic has changed why people borrowOver the last year we’ve seen some clear changes in [...]

Canada Life: We’ve made changes to our lifestyle options

By |2021-08-11T13:22:20+01:00August 11th, 2021|12/08/21, 2021, August 21, Lending into Retirement, Provider News|

We’re enhancing our lifetime mortgage range to offer customers more choice and flexibility around loan repayments. Introducing Lifestyle Select Options We’re pleased to let you know that we’re introducing a new range of Lifestyle Select Options, which replace our current Lifestyle Options range. Our Lifestyle Select Options retain the same product features as our Lifestyle [...]

Just: We’re making some changes to our interest rates

By |2021-08-11T15:42:41+01:00August 11th, 2021|12/08/21, 2021, August 21, Lending into Retirement, Provider News|

We've made some changes to our Just For You lifetime mortgage: Increasing the LTV’s and making some interest rate changes to our J3 LTV series Introducing 3 additional cashback tiers to our J4 LTV series Decreasing the interest rates on our J5 LTV series J3 Interest rates are shown without cash facility loading or interest [...]

Later Life Lending Update – 15th July 2021

By |2021-07-14T16:23:42+01:00July 14th, 2021|2021, Lending into Retirement, Provider News|

Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This month's update includes: 50% more people are taking out a RIO mortgage for home improvements; Launch of the Just For [...]

Legal & General’s CII ER1 revision workshop – the essential equity release qualification

By |2021-07-14T13:27:46+01:00July 14th, 2021|15, 2021, July 21, Lending into Retirement, Provider News|

Are you looking to take your ER1 exam? Legal & General’s free one day workshop will help you gain an understanding of equity release regulation, products, market practice, and customer needs. Facilitated by a CII-accredited trainer, the workshop includes an overview of the syllabus and vital examination practice to give you the confidence to pass. Register [...]

Just: Launch of the Just For You Lifetime Mortgage Fixed Early Repayment Charge (ERC) option

By |2021-07-14T13:24:59+01:00July 14th, 2021|15, 2021, July 21, Lending into Retirement, Provider News|

On Wednesday 30 June we launched our Fixed ERC option offering clients a guaranteed cost if they choose to pay off their lifetime mortgage early. With a choice of Fixed or Variable ERC, you can make your lifetime mortgage solutions even more personalised and recommend the one that suits your clients best. Find out more

Hodge: 50% more people are taking out a RIO mortgage for home improvements

By |2021-07-14T13:22:51+01:00July 14th, 2021|15, 2021, July 21, Lending into Retirement, Provider News|

Our customer application data for Retirement Interest Only (RIO) has revealed a 50% increase in the number of people who are  looking to use the mortgage funds for home improvements. When applying for a RIO, people are asked the reason they are taking the mortgage, this year we’ve seen that 50% more are planning to [...]

Hodge: Planning for the unforeseen

By |2021-06-16T15:56:51+01:00June 16th, 2021|06. June, 17, 2021, Lending into Retirement, Provider News|

Later life financial planning and lending isn’t all about cruises, garden extensions and setting up the grandkids – for your clients it can and should be much more. It should be planning for the unforeseen, making financial contingency plans, as well as the odd bucket list splurge. Talking to your clients about what financial shape [...]

LV=: Lifetime Mortgage Rate Update

By |2021-06-16T15:52:41+01:00June 16th, 2021|06. June, 17, 2021, Lending into Retirement, Provider News|

We've made the following changes to our Lifetime Mortgage Products. We’re increasing rates on: Lifetime Mortgage Drawdown+ Cashback Lifetime Mortgage Lump Sum+ Cashback Please visit our website for new product rates.

Pure Retirement: Rate reductions on plus and max products

By |2021-06-16T15:41:47+01:00June 16th, 2021|06. June, 17, 2021, Lending into Retirement, Provider News|

Rate Reductions on our Plus and Max products (on both core Heritage and Freedom 40 ranges) MER AER New Rates across our Heritage Gilt ERCs Range 3.68% ‐ 4.26% 3.74% ‐ 4.34% New Rates across our Heritage Fixed ERCs Range 3.68% ‐ 4.26% 3.74% ‐ 4.34% New Rates across our Freedom 40 Range 3.93% ‐ [...]

The Right Mortgage and Protection Network

St Johns Court , 70 St Johns Close, Knowle, West Midlands, B93 0NH

Phone: 01564 732 749

Using a Satnav? Please use postcode: B93 0NN to locate the office when visiting.

Testimonials

Like the friendly can do approach, keep it up!
Michael McGuiness, Adviser
My experience with TRM so far has been excellent I can’t tell you how much you guys have lifted me since March. The positive approach shown by everyone to get the business on and to get the commission paid is up lifting. What a breath of fresh air, great Network and fantastic positive attitude.
Andrew Smith, Adviser
You are a wake up call to this market and a revelation compared to my previous network.
David Levy, Adviser
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