We’re enhancing our lifetime mortgage range to offer customers more choice and flexibility around loan repayments. Introducing Lifestyle Select Options We’re pleased to let you know that we’re introducing a new range of Lifestyle Select Options, which replace our current Lifestyle Options range. Our Lifestyle Select Options retain the same product features as our Lifestyle [...]
We've made some changes to our Just For You lifetime mortgage: Increasing the LTV’s and making some interest rate changes to our J3 LTV series Introducing 3 additional cashback tiers to our J4 LTV series Decreasing the interest rates on our J5 LTV series J3 Interest rates are shown without cash facility loading or interest [...]
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This month's update includes: 50% more people are taking out a RIO mortgage for home improvements; Launch of the Just For [...]
Are you looking to take your ER1 exam? Legal & General’s free one day workshop will help you gain an understanding of equity release regulation, products, market practice, and customer needs. Facilitated by a CII-accredited trainer, the workshop includes an overview of the syllabus and vital examination practice to give you the confidence to pass. Register [...]
On Wednesday 30 June we launched our Fixed ERC option offering clients a guaranteed cost if they choose to pay off their lifetime mortgage early. With a choice of Fixed or Variable ERC, you can make your lifetime mortgage solutions even more personalised and recommend the one that suits your clients best. Find out more
Our customer application data for Retirement Interest Only (RIO) has revealed a 50% increase in the number of people who are looking to use the mortgage funds for home improvements. When applying for a RIO, people are asked the reason they are taking the mortgage, this year we’ve seen that 50% more are planning to [...]
Later life financial planning and lending isn’t all about cruises, garden extensions and setting up the grandkids – for your clients it can and should be much more. It should be planning for the unforeseen, making financial contingency plans, as well as the odd bucket list splurge. Talking to your clients about what financial shape [...]
We've made the following changes to our Lifetime Mortgage Products. We’re increasing rates on: Lifetime Mortgage Drawdown+ Cashback Lifetime Mortgage Lump Sum+ Cashback Please visit our website for new product rates.
Rate Reductions on our Plus and Max products (on both core Heritage and Freedom 40 ranges) MER AER New Rates across our Heritage Gilt ERCs Range 3.68% ‐ 4.26% 3.74% ‐ 4.34% New Rates across our Heritage Fixed ERCs Range 3.68% ‐ 4.26% 3.74% ‐ 4.34% New Rates across our Freedom 40 Range 3.93% ‐ [...]
We are pleased to announce we have made the following changes to our Capital Select Options: We have increased the LTVs by up to 1% on: Capital Select Gold Plus Standard, Flexible & Cashback Capital Select Platinum Standard, Flexible & Cashback Capital Select Platinum Plus Standard, Flexible & Cashback We have also reduced the [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498.
