Kensington Mortgages: Announce product updates
We are withdrawing our current Hero Mortgage range of 75% & 80% LTV products. Click here for our latest residential guide; Buy to let guide; Visit the K-Hub.
Weekly Mortgage Update – 05th March 2021
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Virgin Money extends 90% LTV availability and tightens LTI; Santander launch remortgage products at 70% LTV and 90% LTV; Vida Homeloans relaunch 80% [...]
Weekly Mortgage Update – 26th February 2021
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Coventry for Intermediaries highlights the business opportunities for brokers with buy to let clients; Digital Mortgages rates are changing; Foundation Home Loans look [...]
The Right Loan: a secured loan could help your client repay their tax bill
All self employed people will have needed to pay their tax bill by the 31st January deadline. You may have clients who struggled to find the funds and the tax bill has gone unpaid. Fortunately, a secured loan could help your client replay their tax bill, all we need is the clients name and number to get started. Get in touch to discuss your [...]
Bluestone: has a life event stopped your client from getting a mortgage?
Are any of your clients struggling to find a mortgage deal after financially recovering from an unfortunate life event? We wanted to share how we helped Josh secure his mortgage after facing the same challenges. Josh and his wife divorced 3 years ago. She left their joint home and left him to pay the [...]
BM Solutions: Energy Performance Certificates (EPC)
With effect from Tuesday 2 March 2021, the following criteria will apply: • Properties must have a valid EPC and a minimum rating of E or above • Properties with F or G EPC rating are only acceptable where a registered exemption is in place • This criteria applies in England, Northern Ireland, Scotland [...]
Foundation Home Loans: How has Covid-19 impacted the rental sector?
Covid-19 has changed the financial landscape for businesses and individuals across the country. All sectors of the mortgage market have been forced to modify their approaches during this period and it’s important to understand the effects of the pandemic, learn from them, adjust accordingly and move forward. In terms of the impact on the BTL [...]
Lendinvest: Buy-to-Let product changes: explaining our new criteria
It is important that lenders find ways to support more clients with their Buy-to-Let deals. That is the approach we take to every update and criteria refresh; how do we expand our criteria to support more people, whether it is first-time landlords or experienced portfolio landlords. Our Director of Mortgage Underwriting explains how we've been [...]
Keystone Property Finance: Key dates to be aware of this year….
Keystone Property Finance have released a list of key dates coming up in 2021. These may be relevant to brokers and their landlord clients as keeping up to date on industry changes can be challenging, particularly within the current market… March Budget and possible CGT revisions and changes End of Mortgage Payment Defferals April Stamp [...]
T is for Top Slicing Tips from Zephyr
We know how tricky Top Slicing can be, but we’re here to help. Our experts are on hand to answer any of your questions to support you and your BTL clients. Here are some tops tips, explaining the types of top slicing, what they are and how they work: Personal income backed is where the [...]
