Our lending criteria can be layered together to create the perfect solution for your mortgage customers. The customer First-time buyers who need help from their parents Older borrowers who need the support of a family member to stay living in their own home Close family members helping another on the property ladder or purchase buy to let [...]

Buy-to-let. Better. Discover the new Landbay and why more intermediaries are choosing to partner with us.  We're not just another lender. We're an award-winning team, building a company we love. And we hope you'll love it too. Choose Landbay and you'll find experts at the end of the line, smart technology designed for you, [...]

From Wednesday 1 June, we will be changing the way we offer products for a product transfer or further advance. Rather than a standard product guide to show a range of products by loan size and loan to value, we will offer individual customer products for customers to choose from. Our product transfer or [...]

Our Buy to Let mortgages have been designed to support your customers whether they are a first–time landlord, ready to remortgage or looking to do a let to buy. Buy to Let highlights 5 year fixed stress rate 4% at 140% of the mortgage interest amount calculated for loans up to 75% LTV Up [...]

Here's a recent example of house purchase by a couple, where one of the applicants was in an established Debt Management Plan (DMP) as a result of a marital split: Loan amount £235,500 at 74% LTV Term - 34 years with the oldest applicant aged 36 Applicant still remained on the former marital home mortgage The [...]

As you know, Foundation Home Loans lend on Multi-Unit Blocks, but what constitutes as a Multi-Unit Block? As part of our series on Specialist Property Buy to Let Mortgages, Gemma Lang explains: A MUB (Multi-Unit Block) is a freehold property that has been split into self-contained flats that are not subject to individual leases. [...]

Our update from ‘The Lending Lowdown’ brings you up to speed on how to package the perfect case and boost your clients chances of success. That way, you’ll know exactly what you need to provide to avoid delays, referrals and declines.  And the next time you start an application, you’ll have an open and [...]

Over the last six months, we at eConveyancer have seen an increase in enquiries relating to clients wishing to repay their help to buy equity loans. Feedback from conveyancers and advisers highlights the confusion that clients sometimes feel in terms of what they need to do and who they need to contact – the [...]

We always want to be completely transparent about our service levels, so please see our latest figures below for when you're ready to place a case. Talk direct... 1 MIN 41 SECS to start talking to your Sales Support team Turnaround... <1 DAY review on all new apps Response... <1 DAY to review uploaded docs Decisions... 15 [...]

70 years in the mortgage market With the Queen’s Platinum Jubilee fast approaching, now seems a good time to look back at the last 70 years and consider the UK’s mortgage market and the changes we’ve seen. So, let’s take a trip back to May and June of 1952, a time that saw the [...]