Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Metro Bank reintroduce 90% LTV residential range; Platform relaunch mainstream and buy to let mortgage range; Buckinghamshire launch new 90% LTV range; Landbay [...]

85% LTV resi now available plus we're back in business for buy to let! Today we've launched a range of new deals, with an increased LTV for residential (now up to 85%) and we're back lending up to 80% on buy to let, expat buy to let and holiday let - including some 5-year [...]

A key part of any consumer vulnerability policy is assessing and recording a client’s vulnerability. But doing this consistently can be difficult so we’ve developed a Client Wellbeing Checklist template to help make it easier. Find out more

We are all about real life lending, making the unusual cases work for your clients particular needs. This is even more relevant now than it has ever been. So here is a quick reminder of a few key features that our Buy to Let range can offer: We have no minimum income.  We ask [...]

We have  reintroduced our Ex-Pat Buy-To-Let mortgage.  The product offers a 2-year discount, and customers must earn the equivalent of £25k from either personal or business income. However, affordability for the loan will be calculated on rental income. We have no maximum age at entry or exit of the mortgage, and we accept first time [...]

Updated rates for specialist BTL from Foundation Foundation Home Loans are making a number of rate reductions across all BTL product tiers and property types from Thursday 17th September for limited company and individual landlords. Up to 60bps on selected BTL 5-year rates; Up to 30bps reduction on some 2-year fixed rates; All product [...]

We are delighted to let you know that the finalist announcement for the 2020 Mortgage Club Awards is now available online here. As we are all aware, 2020 has been an incredibly challenging year for us all, and despite our best efforts, we unfortunately won’t be able to hold our usual face-to-face celebration. So [...]

We’re delighted to let you know that we’re repeating our limited release 90% LTV products  for first-time buyers* Thanks to our underwriting team working incredibly hard to process the applications and the support we’ve received from brokers submitting well-packaged cases and using our online portal for updates, we’ve been able to manage our capacity [...]

Whilst our teams are busy dealing with your cases and maintaining our service levels, here’s a few helpful tools you can utilise to help with your queries: Visit our dedicated coronavirus web page which is regularly updated with FAQs and helpful information; Track applications in progress via Mortgage Application Tracking System (MATS); Visit our website [...]

We will be increasing rates across some of our Vida 1 BTL and Vida 1 2 year Residential products as well as on our HTB Purchase range at 8pm on Monday 21st September: Replacement products will be available on Tuesday 22nd September All DIPs for current products must be submitted by 8pm on Monday 21st September. [...]