With property prices rising over the past decade, it’s not been easy for prospective first-time buyers. Don’t take our word for it – the numbers speak for themselves. £228,000 Average house price – eight times the average wage in the UK[1] 38% Number of 25- to 34-year-olds owning their own home, down from 55% 10 [...]

At Pepper Money we recognise that due to the current climate we’re operating in, homeowners and property investors are opting to remortgage their existing property whilst taking the opportunity to review their finances and consolidate debt where possible. Property investors are also opting to remortgage their existing property to maximise its potential, that’s why we’ve [...]

Virgin Money assess portfolio landlord straight balance swaps in isolation, not as part of a portfolio. You won’t need to provide a business plan, cashflow or property portfolio details. And the portfolio underwriting policy doesn’t apply. To find out more, visit the website, talk to your dedicated Business Development Manager or contact your Regional Service [...]

The Nottingham for intermediaries are pleased to announce we have TODAY reduced and added to our 5 year fixed rate range of residential mortgage products. Our changes include: • Rates from 1.70% • Addition of a market leading 95% LTV at 2.75% • Up to 0.25% reduction across the 5 year fixed residential range. Click [...]

FLEET MORTGAGES INTRODUCES A NEW HMO PAYRATE PRODUCT AND CUTS RATES ACROSS INDIVIDUAL PRODUCTS. Please see the list of new lower rate products below: Fleet Mortgages are withdrawing selected products throughout their individual range and these are being replaced with products with a lower initial rate. Please see the list of products that will be [...]

We’ve updated our Buy to Let and Holiday Let Mortgage lending criteria, which means we can help support you and your customers even more. We’ve lifted the limits We now lend up to age 85 for Buy to Let and Holiday Let mortgages We now accept up to 2 Holiday Let mortgages in a portfolio [...]

We’re improving our new business mortgage range by making multiple reductions across purchases and remortgages. Plus, we’re launching a couple of new Help to Buy: equity loan products for first time buyers. These changes mean more of your clients can benefit from these great rates.  In addition, we’re increasing rates on a couple of [...]

The Mortgage Lender has enhanced its residential remortgage products, introducing additional products with no up-front fees and either £500 cashback or free standard legals. The new remortgage products are available to the whole of the market up to 85 per cent loan to value, with a minimum loan of £75,000. Initial rates for the new [...]

We are pleased to announce the launch of new Help to Buy Remortgage Shared Exclusives with Precise Mortgages. The shared exclusive products are 0.05% cheaper than the equivalent lender core range with the shared exclusives having a £750 cash back. Click here for the product guide. Click here for the Help to Buy remortgage guide. To obtain a lender DIP click here then [...]