TSB has introduced Free Standard Valuations and extended the end dates on all Buy to Let products effective from today. Here’s a summary of the Buy to Let changes: Extended end dates on all Buy to Let House Purchase products to end of February. Extended end dates on 2 and 5 year Product Transfer products [...]

Previous missed payments, an adverse credit history or a credit blip can affect a person’s credit score. But a credit score doesn’t tell the full story of an applicant’s circumstances. That’s why Pepper Money don’t make lending decisions based on credit scores. In this interesting case of the historical student credit card, first time buyers, [...]

If a credit blip in the past is stopping your customer from getting the mortgage they need now, Precise Mortgages’ limited edition range of Residential Mortgages could be ideal. 75% LTV 80% LTV 85% LTV From 3.59% From 3.99% From 4.29% Defaults: 2 in 24 months CCJ: 1 in 24 months Missed mortgage/secured loan payments: [...]

We are pleased to announce the launch of new Buy to Let Packager Exclusives with The Mortgage Lender. The exclusive products are the lender's lowest interest rate products with a percentage lender completion fee. Click here to view the exclusive product guide. 3mc has the added benefit of an onsite TML underwriter. To obtain a lender DIP click here then [...]

We’re making some changes to our product rates. The new rates will come into effect from 29th November 2018. The sourcing systems are processing this update and the changes will be reflected shortly. The new product rates will show in Bluelink from 29th November. You can find out more in our latest product guide.   We’d [...]

We're always looking at ways to improve the way we work with you. We've listened to your feedback and want to ensure our packaging is simple, clear and straightforward. The updated Submission Guides contain 4 simple steps, including the evidence required to submit the application and help us get an offer to your client. The [...]

Here are a few things that are readily available in Scotland; kilts, haggis, whisky and BTL mortgages. Since the day we launched, we've been lending in Scotland; We don't differentiate our price by region; We have always lent in Scotland, England and Wales; Our BTL mortgage range has expanded with new fixed fee and zero [...]

It’s been a cracking year for us. We’ve launched some exciting new product ranges, hit £2 billion in mortgage lending, and been named the fastest-growing lender in the UK. It’s a big task, but we want to do even better in 2019. To keep us on track in our mission to give the industry a [...]