Residential Self-employed accepted with one year’s trading history; Up to 85 per cent LTV on Near Prime products; Complex income structures and Contractors accepted; CCJs, Defaults, Arrears, DMP/DAS, IVA/Trust Deed and Discharged Bankruptcy/Sequestration considered; Fees Free available on all residential mortgages; Up to four applicants accepted; Now lending in Scotland; Help to Buy, London [...]

The way forward in lending is putting arrears behind us all. Behind your clients, most importantly. How do we do that? We happily consider applicants with previous arrears, CCJs, or IVA and bankruptcy history; We assess unsecured arrears on a worst-case status basis; Our Real Life 4-7 products cater for applicants in a current Debt [...]

We have launched some new products for expat landlords and holiday let properties. To go alongside these, we have created two pdf’s which outline the product criteria. Holiday let property criteria and submission requirements Expatriate applicants property criteria and submission requirements

Rates on Capital Choice Plus will increase today (Friday 9th November 18). 4.75% (MER) 4.85% (AER) on lump sum plans without cashback 5.09% (MER) 5.21% (AER) on lump sum plans with cashback 4.80% (MER) 4.91% (AER) on drawdown plans Applications on the existing rates must be submitted by midnight on Friday 16th November 18. Submit application [...]

If you're calling for an update on a case that you've already submitted, please call us on 0800 30 20 11 from 8am-6pm, Monday-Friday (except bank holidays). Once you've dialled, please select: Option 4 for mortgages; follower by option 1 for existing applications, and option 3 for updates.

We are pleased to have launched the below new mortgage products: A new range of RIO mortgages - more information can be found here 1.60% Fixed rate mortgage for 2 years - more information can be found here 1.74% Fixed rate mortgage for 2 years - more information can be found here Product withdrawals We are withdrawing [...]

We have switched from issuing a KFI to a ESIS for all regulated mortgages. All of our Owner Occupier application forms will state ‘illustration’ rather than ‘Key Facts Illustration’. For more information and how this will affect current pipeline applications please visit our website.

Virgin Money have launched a new range of 95% remortgage products which come with free valuations and standard legal work, as well as being fee-free. Only same balance transfers are accepted above 90%, and don’t forget their maximum LTV of 85% still applies if your customer owns a second property. For more information, please speak [...]

NatWest will be introducing free valuations on all Intermediary purchase and First Time Buyer exclusives. Coupled with this we are also introducing cashback on all Intermediary remortgage exclusives up to 90% LTV. There are a significant number of changes to our products in relation to this communication, which are summarised below. Semi-Exclusive Range Purchase Free [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Hanley launch new new RIO and fixed rate mortgages; Natwest launch free valuations on purchase and first time buyer exclusives; Precise Mortgages launch limited [...]