Earlier this year, we interviewed 2,000 homeowners aged 55 and over. We asked them what their dreams and aspirations for their retirement years were. Researchers found that far from planning a pipe-and-slippers style retirement, many are plotting to make dramatic changes during their golden years. While seeing the world was top of the pile of [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Kensington limited offer products now extended; Vida Homeloans key criteria for first time buyers; The Mortgage Lender announce product changes; Buckinghamshire BS launch exclusive [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Explore new buy to let opportunities with Precise Mortgages’ enhanced multi-unit and holiday let criteria; Vida launches buy to let fee saver range; Buckinghamshire [...]

New build houses up to a maximum of 90% LTV for residential and 75% LTV for BTL. New build Offers are valid for seven months (30 weeks) with seven months extension available if needed, subject to criteria. We accept cash incentives up to and including 5% of the purchase price, with unlimited non-cash incentives. To [...]

In our strive to improve the broker journey and listening to various broker feedback, we are delighted to announce that we no longer require supporting documentation (excluding ID & Proof of residence) to be certified.  This will be just another positive improvement that Precise Mortgages has implemented this year, to improve the overall service experience.

You don’t need to send bank statements unless we ask for them via Introducer Internet or MATS message. To support income evidence (e.g. salary credits, benefit payments and rental income) you only need to provide the individual bank statement page showing the income entry. Please provide details of any regular credits/debits as well as items such [...]

Vida has launched a new Fee Saver Buy to Let mortgage range, where a rate loading of only 0.10% gets your client the following benefits: Properties worth up to £500k get a free valuation, reduced £49 assessment fee, and £200 cash contribution towards legal costs (both refunded after completion). Properties over £500k get a refund [...]

Family Step mortgage NEW product range launched whole of market today Marsden Building Society has launched their new lending solution the ‘Family Step’ mortgage which allows your clients to get up to 100% mortgage with support from their family using a charge on either their property or savings. Who may be looking for a [...]

For a limited time only, your customer can borrow up to 5x their income with Bank of Ireland for Intermediaries. This means a customer earning £75,000 could borrow up to £336,750. But with 5x income, they could borrow up to £375,000. That’s £38,250 more. Your customer will need a minimum assessable income of £75,000, with [...]

It gives me great pleasure to inform you of our new product range which went live on 09/10/2018. We have introduced new fixed-fee products across our three core sectors – standard, limited company and HMO/multi-unit block (MUB) – we believe it will specifically help those advisers who are sourcing larger buy-to-let loans. Highlights of the [...]