Hinckley & Rugby for Intermediaries is pleased to announce that with effect from the 15th October the maximum term for residential mortgages will increase from 35 to 40 years. More exciting criteria updates to follow. Hinckley & Rugby have also removed the requirement for an accountant’s reference as standard for self-employed applicants which allows for [...]

If your customer is looking to explore new buy to let opportunities, Precise Mortgages’ enhanced multi-unit and holiday let criteria could help. Multi-unit Up to 6 self-contained units under a single freehold Up to 75% LTV to £750,000/up to 70% LTV to £1m Holiday lets Applications for houses and flats considered Available across our personal [...]

First timers to old hands… Buckinghamshire Building Society launches 2 year discounted products for first time buyers and lending into retirement customers.  We are offering competitive rates on our 2 year discounted product with £500 cash back for first time buyers and no product or arrangement fee. First Time Buyer 2 year discount (DF08) A 2 year discount [...]

We're making changes to our products. What’s Changing The following residential products have been withdrawn from sale: 2 year fixed to 75% LTV (Remortgage Special) – 1.54% 2 year fixed to 80% LTV (Remortgage Special) – 1.59% The deadline for submitting fully packaged applications on the products was 5pm on Tuesday 9th October 2018. Product Transfers [...]

From Tuesday 9 October we’re launching a NEW 2 year fixed, 1.54%, £999 product fee, 75% LTV all Key Account exclusive available to purchase and remortgage customers. Don’t miss out as these products are available for a limited time only. Click here for full details of these products Please ensure you contact the [...]

At the Family Building Society we focus on those not well served by the mass market, like older borrowers, first time buyers, expats and the self-employed. With our common sense approach and flexible underwriting, we are able to consider your client's unusual and complex cases. Find out more. We’re proud to announce we’ve been nominated [...]

Today, Vida launched into Scotland with its range of criteria-driven products. Vida’s wide range of specialist products are now available to those purchasing or remortgaging Scottish residential and buy to let properties, which includes its limited company, houses in multiple occupation and portfolio propositions. As part of the launch Kenny Clark, who formerly worked at [...]

She has been a working IT consultant for a number of years, and started to contract for the past six months. She is currently six months into a nine month contract, with work lined up for the later part of the year. Miss D is looking for a lender who would use the contract value [...]

For all self-employed income evidence, the most recent year-end must not be more than 18 months before the date of the application. This means for applications submitted from Saturday 6 October, the evidence of the most recent year-end can’t be for the 2016/2017 tax year and we’d need more up-to-date income evidence. For more information [...]