Pepper Money has introduced new lower LTVs (down to 60% or 65%) for clients who haven’t had a CCJ or default in the last 36 or 48 months. They’ve also reduced a couple of 2 year fixed rates for those who haven’t had a CCJ or default in the last 48 months. The Buy to [...]

From Friday 24th August at 6pm, Just will be undertaking some essential maintenance to their underwriting system until Monday 27th August, 2pm. Unfortunately, as a result, you will not be able to create a Tailored Choice KFI at this time. If you have any questions, please do not hesitate to contact our Adviser Support Team [...]

First Time Buyers | 95% LTV range Reduced rates and fees free cashback introduced...  Marsden Building Society drops the rates on its first-time buyer options and adds a new fees free option with cashback too. Product changes sees the withdrawal of four 95% LTV mortgage products and introduction of two new ones to the [...]

We've changed our rates across a number of our residential mortgage products. The headlines you need to know are: Rates will increase across many 75% to 95% LTVs for remortgages and purchases in 2, 3 and 5 year products There will be a small number of rate decreases across lower LTVs for remortgages and purchases [...]

We’ve launched a new, 2-year fixed residential mortgage at our lowest-ever rate – just 3.59%. It applies to those clients of yours who may or may not have experienced a credit blip, and otherwise fall foul of the mainstream lenders’ rigid tickbox criteria. Our common sense approach to lending means we can consider lots of [...]

We’re giving Rate Switch a final test. TSB Mortgage Pro, is our online application system, which will soon include the option to select Rate Switch. This is because we’ll be rigorously testing it with a small group of brokers ahead of its full launch. If you try to use Rate Switch while we’re testing [...]

We have made some change to our buy to let rates. For more information click on the button below or contact your BDM. Download our buy to let product guide

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Nationwide reduce fixed and tracker rates; The Mortgage Lender announce rate changes; Buckinghamshire BS launch new mortgage product; Digital Mortgages announce rate changes. [...]

Vida reprices selected First Charge Buy to Let products Vida will be repricing its First Charge Limited Edition 5-year fixed rate BTL product from Thursday 16th August: Vida Premier 5-year Fixed BTL will be increased by 0.15% Vida 1 5-year Fixed BTL will be increased by 0.2% In addition to this reprice, Vida is [...]

We have gone live with our residential affordability calculator which I'm sure you will agree is a big step forward! To use the calculator click here. For a residential affordability there is no longer a requirement to email affordability to the intermediary team. For Buy to Lets requiring an affordability assessment there is still a [...]