Here at Legal & General Mortgage Club, we’re keen to ensure that we continue to provide our advisers with the highest standard of service and support to enable you to better serve the needs of your customers. To help us do this, please share your views by completing our short survey, which will take less than [...]
In the know…Self-employed applicants Accountant’s certificate: Always use the most recent accountant’s certificate on our website SA302s and Tax Year Overviews: If using SA302s and Tax Year Overviews for income evidence, make sure you tell us about: Any outstanding tax Any Tax Year Overview penalties If there is a drop or increase in profits [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Virgin Money enhance their secure document transfer process; L&G Mortgage Club would like you to share your thoughts; Just announce changes to their lending [...]
I just wanted to make you aware that we have changed our criteria and maximum loan. For both Standard and Ltd company B2L’s we will now go up to £1.5m at 65% LTV. For more information please visit our website.
Residential Rates Cut for clients with recent adverse credit Pepper Money have refreshed their Residential product range. The highlight is they’ve cut rates by up to 0.55% on 5 year fixed for their Pepper 18, 12 and 6 products. These products are suitable for clients that haven’t had a CCJ or Default in the [...]
Expats – Changes to countries and residence and ID requirements We’ve listened to your feedback and made some changes to the countries of residence and reduced the ID requirements for expat business. The main changes are: Expat applications are now accepted from New Zealand Fewer ID requirements are now needed for a majority of [...]
Hanley Intermediaries is pleased to confirm our latest Self-Build product; MDS177: 3.99% Self-Build 2 Year Variable Discount (80% LTV, £899 Fees) For more information click here to see the product sheet.
Vida has recently launched its Joint Borrower Sole Proprietor product called ‘Helping Hand’ and is the first specialist lender to offer this solution. Several intermediaries have been in contact since the launch of Helping Hand asking whether the product available for remortgage clients – it is! Vida’s Helping Hand is not just a purchase product [...]
Please see product updates below. Closed products Residential and offset Up to 65% LTV Over 65% LTV Buy to let Up to 65% LTV (no change) Over 65% LTV (no change) Opening products Residential and offset Up [...]
Please be advised we have made a number of changes across our Residential and Reward ranges with new product’s launched. Speculation of a base rate rise in August continues and many customers will no doubt be thinking about what the implications of an increase would be to them. The remortgage market is likely to become more active as we move closer to the [...]
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