The cost of funds have steadily increased over recent weeks and as a result, we have seen a number of our competitors increase their rates. We have held our products during this period, but we are now having to make a large number of changes to our Residential, Buy to Let and Reward range products [...]

As a mortgage intermediary with BTL clients, you will know the benefit of dealing with specialist lenders when it comes to the more complex areas of the market. With Vida Homeloans, Rental stressing will only be applied to mortgages held with Vida. Other properties will be assessed by comparing their rental income to the mortgage [...]

Accord have launched a range of discounted  SVR products, including the market leading discounted rate of 0.97%. New Residential Products We’re launching 7 new discounted SVR 2 year products across all our LTVs: Residential products being withdrawn and not replaced We'll be withdrawing the 3 current SVR discount products – codes 47185, 47186, [...]

Bluestone will be making exciting changes to our Buy-to-Let products tomorrow.  The key changes are:- Introduction of Interest Only on Clear & AAA products. The ICR for basic rate taxpayers will be 125%, and 140% for higher rate tax payers. Top slicing with income available on all Interest Only loans, with a minimum ICR of [...]

It's our mission to continually make improvements for you and your clients, which is why from Wednesday 18 April, we're removing maximum age limits for experienced landlord applications up to 65% LTV. This will support your clients who are looking to continue to invest in their Buy to Let portfolio to supplement their retirement income. The [...]

Steve Robinson, Head of Lending for Marsden Building Society said, “During 2017, we started to see an increased first time buyer appetite and this is continuing into 2018 . Last year, around 15% of our lending was to first time buyers and we’re looking to grow this again in 2018. For us, it’s back [...]

From Thursday 12 April 2018 we’re increasing selected fixed rate products.

Crystal Specialist Finance (CSF) has won one of the most prestigious categories at the professional finance industry’s leading annual awards, collecting Business Moneyfacts’ Commercial Finance Specialist Distributor of the Year 2018. Hosted by TV presenter Claudia Winklman at the prestigious Lancaster London Hotel, over 700 industry professionals from leading financial institutions and trade bodies [...]

Did you know you could help them with competitive, fast and flexible access to BTL mortgages (purchase or remortgages) with 2-year fixed rates reduced from 3.69% to 3.39%. Depending on their tax bracket, rental cover is available between 125% and 145% of the mortgage interest amount calculated. Key features: 2-year fixed rates now from 3.39% £50,000 to £2,000,000 loan sizes Up to 80% [...]

We made some changes to our mortgage range on Wednesday 11th April. You can download a PDF of the updated range for New customers here and for Existing customers here for a summary of the changes. If you have any questions you can log on to LiveTALK, our dedicated intermediary instant messaging [...]