If you're looking for ways to think outside the box and help your clients, the latest Skipton Talks podcast is a must listen. Skipton’s Derek Adams is joined in the studio by Skipton BDM, Tracey Nash and Underwriting Leader, Charlotte Raw to give you the ins and outs of their Joint Borrower, Sole Proprietor [...]

On Wednesday 6 April we’re making the following updates to coincide with the start of the 2022/2023 tax year: ·     National insurance and dividend income tax rates are being increased by 1.25 percentage points, and Scottish tax bands are also changing. ·     Household expenditure figures are being updated to reflect the most recent Office [...]

Every quarter, we review current yields and costs of common and specialist property types within the buy to let market for mortgage intermediaries.  When looking to maximise rental yields, a growing number of landlords are carefully scrutinising the pros and cons attached to HMOs. The appeal of this investment type was highlighted in Q4 2021 [...]

We have heard from plenty of brokers and networks about seeing a swell of interest from first-time buyers of late. The reasoning is pretty understandable - we have seen two base rate rises in three months, with more potentially on the way, and first-time buyers will be carefully considering their options. As a result, [...]

At NatWest Intermediary Solutions we’re working hard to ensure our service to you and your customers continues to meet the standards you expect from us. We’re updating our website daily with our service level performance so you can continue to confidently place business with us and let your customers know how quickly we will [...]

This information is strictly embargoed until 2pm today. Effective 5th April we are making the following changes to our New Business product range: New Business Rate Changes Shared Equity purchase: Rate increase of up to 45bps on 60% and 75% LTV 2 and 5 year deals Help to Buy Shared Equity purchase: Rate increase [...]

Nick and Kate are a young married couple who live in Devon with their two young children. Nick is a teacher and Kate works as a receptionist at a local hotel. They have been living with Kate’s parents for the last year to help them save a deposit for a home of their own. [...]

We appreciate that, even later in life, your clients can go through major events such as marriage, divorce and children. That’s why we launched into the later life market to offer our expertise, supported by individual underwriting which is key to reviewing these types of cases. Below are some real-life examples of enquiries we’ve [...]

With effect from 9am today, Tuesday 5th April, we're making the following changes to our Lifestyle Select Options products. We're decreasing the interest rates on: ·         Lifestyle Select Ultra Lite (Standard & Flexible) ·         Lifestyle Select Super Lite (Standard & Flexible) ·         Lifestyle Select Lite (Standard & Flexible) ·         Lifestyle Select Gold (Standard & Flexible) [...]

Why our owner occupier loans could offer the ideal solution We know it can sometimes be difficult for commercial clients to find the right rental property that fits their business needs. All too often the rent's expensive, it's the wrong size or it's in an unsuitable location. It's why our owner occupier loans could [...]