To make it easier for your self-employed applicants we’ve updated the accountant’s certificate to capture more information upfront. It’s available to use on our website from Wednesday 30 March.  The following updates have been made. ·     New section (section F) which needs to be completed for all cases. The section covers the impact of [...]

We’re pleased to let you know that nominations are open for the 2022 Elite Women showcase hosted by Mortgage Introducer.    As a top mortgage professional, you understand the value of involvement in this pioneer showcase of powerful and inspiring women. If you or someone you know deserves this recognition, we encourage you to [...]

When you told us that your customers often need to secure a buy to let or residential mortgage as quickly as possible, we listened carefully and thought about how we could speed things up. So now when your case reaches the full submission stage, we’ll immediately instruct for the valuation to take place. It’s [...]

We continue to listen to broker feedback and react, where possible, to make things easier for you, which is why we’re delighted to announce some fantastic news to support your Buy to Let (BTL) clients: We now lend on BTL New Build flats, up to 75% LTV and landlords with 5 year fixed products [...]

Join Steve Smith, Sales Director of Roma Finance as he takes you through three real bridging cases from start to finish. You can learn more about the bridging process, what to expect and what to watch out for to help you with your short term finance enquiries. Steve will discuss the process of a [...]

Dear Intermediary, We've made some positive changes to our portal. What we've changed: Effective immediately  the Portal will return and display the True Surplus Figure on each and every application based on our internal affordability model. We hope that the enhancement to the portal will give brokers back their confidence in placing business with [...]

Effective from 28th March 2022, we're making the following changes to our intermediary portfolio: Effective from 28th March 2022, we're making the following changes to our intermediary portfolio: Launching: EXCLUSIVELY FOR TEACHERS 2 Year Variable Rate 3.29%95% LTVFor home purchase applications only (Issue 588) 5 Year Fixed Rate 3.99%95% LTVFor home purchase applications only (Issue 590) 5 Year [...]

Some people do not have the perfect financial profile for their plans and find their credit score 'does not compute'. We aim to see the person beyond the profile and offer practical lending on mortgage affordability and credit history, not automated credit scoring. For example, we take a common sense view on missed payments [...]

Our next generation residential range is here. Now more streamlined than ever Isn’t it refreshing when things are just simple? No-one needs more complexity in their lives, right? This is exactly why we’ve taken the time to simplify our residential range. Our new 4 tier range means getting the best rate for your clients [...]

As of 30th March 2022, Foundation Home Loans have expanded their closed panel of solicitors to transact all specialist property cases. For all specialist properties, including HMOs, large HMOs and multi-unit properties, brokers can now choose from a wider panel of legal firms with specific expertise in specialist property purchases and remortgages. For HMO [...]