As of 30th March 2022, Foundation Home Loans have expanded their closed panel of solicitors to transact all specialist property cases. For all specialist properties, including HMOs, large HMOs and multi-unit properties, brokers can now choose from a wider panel of legal firms with specific expertise in specialist property purchases and remortgages. For HMO [...]

We understand that your clients' finances are becoming increasingly complex. With more than a million people in the UK with second jobs, people's working habits and sources of income have never been so varied. So if you're struggling to place a case with a lender who can't accommodate clients with multiple sources of income, [...]

With effect from, Monday 4th April, we will be making the following changes to our residential lending policy: Interest Only We are reducing the sole applicant minimum income criteria for Interest Only applications from £100,000 to £75,000 per annum. For joint applications, at least one applicant must continue to meet the sole applicant minimum [...]

It can often be a challenge if you have a client who wants to rent a property to a family member. Our flexible approach to lending means we’re one of only a handful of lenders in the market who offer Regulated Buy-to-let mortgages. A Regulated Buy-to-Let Case Study Find out how we were able [...]

When purchasing a property, your clients' conveyancer will be required by the lender to carry out certain searches; the conveyancer is required to report any adverse information highlighted on the search reports, which can ultimately affect the lender's decision to grant a mortgage on the property. From a client's perspective, it is important that [...]

We made some changes to our BTL Product Transfer range on 30th March: Rates increased between 0.20% - 0.30% on all LTVs except 80% LTV products End dates remain the same Click here to see Accord’s up to date BTL product ranges. Accord Residential product changes We made some changes to our Residential New [...]

Every client has different needs. Your clients come to you because you’ll find a mortgage solution that fits their needs, not a lender’s. Brokers go to Clydesdale because they understand this. They’re able to adopt a flexible approach and assess cases on their individual merits. While they can’t lend to everyone, their team will [...]

Four face-to-face educational and networking events to be held by the specialist lender and mutual collaborative this year Hodge is to co-host the first live Power of 8 (PO8) event for 2022 with Accord Mortgages in Manchester on Wednesday 30th March, discussing how to tackle complex mortgage cases with confidence. Power of 8 is [...]

Business investment funds secured for remortgage applicant Read below a case involving an applicant who was approved for a remortgage from our Tailored Approach range – a special range of residential and Buy to Let products designed to accommodate borrowers with specialist requirements. The application:  The applicant requested £300,000 to remortgage his residential property, [...]