These changes will happen at 8am on Monday 28th March: Increasing our Prime 2 & 5-year fixed rate 95% LTV rates. Our Near Prime products will remain unchanged. We will also be making changes to our current SVR:  Increasing SVR from 3.90% to 4.15% for new business on 28th March.  Increasing SVR from 3.90% [...]

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Lending in retirement - all you wanted to know about this growing market.   With Family Building Society, you can watch a free Lending in Retirement Criteria Masterclass webinar, in association with Mortgage Brain, and see how they can help your clients in, or approaching, retirement. Head of Strategy, Cammy Amaira, and Business Development [...]

With our new streamlined residential range, it’s now easier than ever to secure a mortgage for customers with unique income streams. So, people who won’t be boxed in are now easier to place, and you can match them with the right product at competitive rates. When it comes to Complex Incomes, did you know: [...]

Our range of Versatility mortgages enable us to be flexible with complex circumstances. If a case doesn't quite fit standard lending criteria, we can still consider it with a range of product options that can accommodate: unusual property types complex incomes historic credit blips Our Versatility range has four product categories with tiered lending criteria. [...]

On Friday 25 March, we’re making the following changes to our product range: Semi-exclusive remortgage products All products withdrawn at close of business 24 March. Please view the attached rate guide for further details of the product change. To secure existing product codes, please submit mortgage applications in full by close of business on [...]

View online How Bespoke can help your professional contractors If you have clients who are contractors, our Bespoke service brings a flexible approach to assessing their income. As long as the case meets our five golden rules, one of our Bespoke underwriters will assess the case, taking a common sense approach. What are our [...]

Many clients are turned down by high street lenders simply because they're 'too old'. We think that's bonkers! We do lend in retirement. How can we help your clients? My client is 65 and wants a 20 year mortgage – can you help? Yes! We lend in retirement with higher maximum ages than most [...]

Reasons to Come to Kensington: Innovative products designed to meet the evolving needs of your clients Flexible criteria taking your clients’ circumstances into consideration Real people underwriting your cases, not just automated tick boxes No upfront application fees No upfront application fees View Products here>> View Criteria Here>> Register to Place a Case>> Find [...]

Please see below important product changes from West One Buy-to-Let. Following the 0.25% Bank Base Rate rise announced by the Bank of England on Thursday 17th March 2022, moving the rate from 0.50% to 0.75%, the interest rates on our lifetime tracker products are increasing in line with this. A summary of the changes [...]