Isn’t it refreshing when things are just simple? No-one needs more complexity in their lives, right? This is exactly why we’ve taken the time to simplify our residential range. Our new 4 tier range means getting the best rate for your clients is easier than ever. Take a look at what we’re doing to [...]
In a recent UK survey, over 49% of the construction industry workforce were officially classed as self-employed and over 1.1 million of them were paid with the government CIS scheme*. Your customers can choose between using their SA302's or their latest 12 months vouchers, meaning they may be able to increase the amount they [...]
As of 17th March 2022, Foundation Home Loans have introduced a new range of specific products for landlords looking to purchase or remortgage a buy to let specialist property including Short Term Lets and standard HMOs (up to 6 occupants) that have an EPC rating of A-C. Products in the new range will have [...]
When it comes to buy to let, it could be argued that we have seen more changes in the last five years than the previous 20. But as the adage goes, change brings opportunity. Most recently it was announced that all newly rented properties in England & Wales will be required to have an [...]
We’ve conducted some research and published an in-depth report on adverse credit, what it means for mortgage applicants and what brokers can do about it. The results surprised us and we’d like to share our findings some from the survey and social creative for you to utilise with your advisors and it you see [...]
Halifax Product Changes On Wednesday 16 March 2022 Halifax are making the following changes to the product range: Semi-exclusive Remortgage • All 5 year products with free legals withdrawn Please view the attached rate guide for further details of the product change. To secure existing product codes, please submit mortgage applications in full by [...]
How great client services create lasting client relationships Derek Adams is joined by The Mortgage Mum's Shelley Walker to discuss how brokers and lenders can benefit from offering great customer service. They explore what customers can and should expect, how The Mortgage Mum creates lifetime clients and how they use social media and word [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Our lender updates include: Pepper Money launches limited edition products Virgin Money withdrawing Clydesdale bank rates State Bank of India extends availability of green mortgage range Mansfield new [...]
We are pleased to introduce some new Limited Edition products to our Residential range which will go live on 11.03.2022 . Both Pepper 48 and 48 Light Limited Editions are available up to 85% LTV on a 2-year and 5-year fixed term. Our Pepper 48 range is suitable for customers who haven’t had a [...]
Our Versatility range can offer you flexibility for your clients in complex circumstances. Here's a recent example of a combined residential bungalow and cattery business: • Remortgage with debt consolidation • Property with right of way required over land • Repayment strategy a combination of downsizing and the sale of two plots of land [...]
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