We've supporting intermediaries with self build cases for many years, with an expert support team and manual underwriters on hand to help. Self build isn't just for new projects, it also covers conversions, renovations and knock down and rebuilds too. Here you'll find info on our products, criteria and helpful tools. Or, if you've [...]

Inflation. Rising cost of living. Energy prices. All topics that have been dominating UK news headlines since the start of the year, and with economists predicting that further increases could be on the horizon, it’s understandable that now more than ever your clients may be worried about either getting a mortgage or remortgaging. While [...]

Bank of England’s withdrawal of its mortgage affordability test (20.06.22): “The decision by the Bank of England to withdraw its affordability requirement, shows how seriously it is taking the challenges currently facing first-time buyers in particular. For some potential borrowers trying to get onto the property ladder this will be a welcome change, but the [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Our lender updates include Looking to place a new build, first time buyer with historic adverse, read Vida’s case study Foundation Home Loans discuss cost of living and [...]

We have been working extremely hard to bring something new to the table here at Melton and we are pleased to announce our first Video Podcast episode ‘Melton & The Mutuals’ is now live!! We have teamed up with Mansfield for this episode, to talk about criteria, market trends, new initiatives and all the [...]

Offer landlords a fresh perspective on New Build with our range of products and support including: • Our dedicated New Build support team • A ring fenced application process from when a valuation is received, right up to the offer being issued • Lending up to 80% LTV on houses and 75% on flats • Limited [...]

Generation Home is now available to all TRM brokers on trigold. Rather than sourcing Generation Home separately, you can now do so through trigold's system. This means you can see how we source compared to other lenders, and document your research, all in one place. Why use Generation Home? We are an affordability focused [...]

It’s no secret that the last few years have been difficult, and 2022 brings its own challenges: the cost-of-living crisis is one of them. Inflation is soaring and is expected to rise to 10% by the end of the year; largely being driven by food, oil and gas prices. This, paired with rising national [...]

Poppy is a first-time buyer looking to purchase a new build flat. She has been saving for a deposit but still needs some help from her parents. She has been worried about a CCJ for an unpaid parking ticket she received in 2019, and that it could ruin her chances of owning her own [...]

At Family Building Society, we pride ourselves on taking a sensible view on income and trading history. Each application is underwritten by a real person, and we look for reasons to accept applications on their own merit. Find out what evidence of income we consider and how we can help your clients > https://bit.ly/3Hw4by8 [...]