Harpenden Building Society Complex mortgages and income... View Rate Card View Lending Criteria We provide individually underwritten mortgages with a pragmatic and sensible approach.  Our mortgage applications are individually assessed using common-sense. We see opportunities within specialist lending, large loans and complex income. We pride ourselves on being flexible and [...]

Exciting news! Tomorrow we’re launching a brand new website with a new look and feel for our Teachers for Intermediaries and Teachers Building Society brands. Because we’ll be cutting the ‘bs’ from our web address as part of the changes, once we go live there will be a very short period where you can’t [...]

As the Buy-to-Let market has continued to change over the past month - with lenders raising rates left and right - the core of our approach has stayed the same: the right products, delivered by experts and powered by technology. These things are present in every Buy-to-Let deal, and what makes getting your clients the [...]

We’re getting in touch to let you know about some changes to our Prime mortgage products. These changes will happen at 1pm today. We are withdrawing the following products: All Prime cashback products; Prime 0–90% LTV fee paying products; and Prime 0-85% LTV fee free products. The following products will remain on sale: Prime [...]

Please refer below for our current service levels to help manage your customer’s expectations for new applications. Important timescales New fully-packaged ‘right first time’ applications to approval are taking on average: Type Average number of working days’ for Underwriting assessment Residential employed 10 w/d Residential self-employed 12 w/d Buy to Let 12 w/d Before [...]

Dear Intermediary We are pleased to announce that we have enhanced our portal and origination platform as we continue our journey in providing exceptional service. The portal has been enriched with the following functionality: AIP Referrals directly to the mortgage desk Ability to submit an AIP (application) directly to underwriting and into the origination [...]

Intermediary Product Guide - 14/06/2022

Poppy is a first-time buyer looking to purchase a new build flat. She has been saving for a deposit but still needs some help from her parents. Poppy has been worried about a CCJ for an unpaid parking ticket she received in 2019, and that it could ruin her chances of owning her own [...]

10:00am Welcome and introductions Eloise Hall, Kensington Mortgages 10:05am Mortgage market update Alex Maddox, Kensington Mortgages 10:15am Panel debate hosted by Eloise Hall Robert Sinclair, AMI Stephanie Charman, Sesame Bankhall Group Craig McKinlay, Kensington Mortgages 10:45am Kensington business update Eloise Hall, Kensington Mortgages Craig McKinlay, Kensington Mortgages 11:00am Webinar closes Download the full line [...]

This week, LiveMore announce that they will be reducing their ERCs on their ‘unique to the market’ long-term fixed products - with the highlight being their popular 10YR Fixed now only having an early repayment charge for 5 years. Alison Pallett, Managing Director of Sales, LiveMore says: ‘we recognise the turbulent period we are [...]