We've started the new year with a bang, launching a product refresh featuring rate reductions up to 0.29%! Our Green range has been simplified, offering the same discounted rates for EPC A,B and C rated properties — new builds are now accepted! Product highlights Standard 5 Year 75% LTV @ 3.04% with free valuation options Green Standard 5 Year 75% [...]
Following the decision by the Monetary Policy Committee on 16 December 2021 to increase the Bank of England Base Rate to 0.25%, we’re making some changes. On 6 January 2022, we will increase our Standard Variable Rate to 4.49% and our Buy to Let Variable Rate to 4.69%. What happens with existing customers Customers [...]
Welcome to our fourth edition of The Link. Our newsletter has been designed to reinforce our shared purpose through education, support, knowledge and tools. In this inaugural edition, you’ll hear a round-up of 2021 including service updates, product releases and research. We hope you enjoy. If there are any topics you’d like us to [...]
Protection Update 7th January 2022 https://youtu.be/rssQePFnqX4 Protection Update 7th January 2022 Happy new year everybody and welcome to the first protection update of 2022. I hope you had a good break over the holidays and spent some quality time with your families. It was quite a shock to my system returning [...]
We recently discovered that while our RL1 product allowed some missed payments, or unsecured credit events in the profile, 55% of our applicants on that product didn’t have any at all. These findings are in addition to our research that we conducted earlier in the year finding that the impact of the pandemic on earnings [...]
In line with the Bank Base Rate increase on 16th December, the Society's Mortgage Variable Rate will increase by 0.15% for new customers on Thursday 6th January. The MVR from this date will be 5.29%. The initial pay rate for any variable products currently linked to the MVR will therefore increase by 0.15% from [...]
Recent years have seen product transfers take on a much more significant role within the UK mortgage market. There are all sorts of different factors behind this, from lenders recognising the value of retaining existing customers to the welcome introduction of proc fees for brokers when dealing with product transfer cases. Some industry figures [...]
The question of whether to borrow through a limited company structure is one which all landlords have faced and continue to face. Considerations must be taken over the landlord’s number of properties, future plans, financial circumstances and exit strategies. Elements which also point to the importance of a good, professional mortgage advice process, as [...]
Protection Update 24th December 2021 https://youtu.be/TpwnfO_DnsI Protection Update 24th December Hi everyone and welcome to this week’s protection update – the last protection update of 2021! Well, we’re getting towards the end of the year. It’s nearly Christmas and despite some of the ups and downs with the restrictions we’ve been [...]
We are delighted to share with you our recommended Vitality Academy courses for this month. Don’t forget that you can access your content through desktop or a mobile device, allowing you to complete your monthly courses on the go and at your own pace. Launch 2021: The Vitality Programme We're bringing real personalisation to [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
