New Limited Edition BTL remortgage only range Landbay has launched an exciting range of Limited Edition 5 Year remortgage only products, with rate reductions of up to 25 bps! The products are available for standard, small HMOs and MUFBs for loan sizes between £250K and £500K. For more info, speak to [...]
News from TSB: TSB removes temporary coronavirus policies for affordability and offer extensions TSB has updated it’s temporary criteria relating to coronavirus impact to income and offer expiry, effective from 11 November. Due to the Government Job Retention Scheme ending on 30 September, the lender has removed reference to applicants being ‘furloughed’ or in [...]
From tomorrow, Thursday 11 November Having trouble viewing this email? Read Online We're reintroducing tracker products From tomorrow, Thursday 11 November, we're reintroducing tracker products for your clients. Rates will start from 0.79% for new and existing customers moving home and those looking to switch, with rates from 0.89% for first time buyers and those [...]
Important News from TSB: Residential rate improvements. TSB has made improvements to Residential rates effective from Friday 12 November. Rates reduced on: First Time Buyer and House Purchase · 2 & 5 Year Fixed (5 Year ERC) First Time Buyer and House Purchase 90-95% LTV by 0.20% The product guide is attached and embargoed [...]
Changes to LTV Parameters for Residential Mortgages Mortgage lending continues to remain a key priority for the Private Banking lending proposition and we are pleased to announce some changes to LTV parameters. These changes are based on your feedback and will enable us to support more clients by meeting their complex lending needs [...]
Would you like to know how you can help your borrower's with complex credit? In order to help borrower's with complex credit, it is key that a lender is able to understand which event has impacted their credit profile; this could be the result of a life event, such as unemployment, divorce or illness. [...]
On Monday 8 November we will be reducing the mortgage valuation (level 1) fee for purchase applications to £100 for all property values. We will also be reducing the revaluation fee payable on further advance applications to £100. A mortgage valuation (level 1) is a basic property valuation for our underwriting purposes only. We [...]
With effect from Monday 8 November 2021, we are reducing our Purchase application Level 1 valuation fees to £100. We are also reducing all revaluation and reinspection fees to £100. This change will apply to all applications which are fully submitted on or after Monday 8 November. Applications which were fully submitted prior to [...]
75% of Bonus income accepted by TFI in Mortgage affordability calculations Read the full update now
We've made some exciting changes and we are launching Right to Buy products via selected packagers today. Read the full update now
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