The mortgage industry has seen immense change over the last 18 months and with the uncertainty prompted by the pandemic that extended well into 2021, an area that we’ve continued to see real demand for more information about is mortgages for the self-employed. We know that mortgages for the self-employed are more relevant than [...]
Help deliver better outcomes Time to rethink protection? Our personal and business protection is now more inclusive, simpler to explain and easier to access. Learn more >>
We’re delighted to announce that Vitality scooped gold at this month’s Customer Experience awards ceremony in the category of CX Team of the Year – Up to 5001 employees. The awards attract leading companies such as Mercedes-Benz, AIB, HSBC, Virgin Money and O2. The standard is extremely high and this year was no exception. We faced some [...]
ZURICH ANNOUNCE EASING OF COVID-19 UNDERWRITING RESTRICTIONS Zurich have announced today a relaxation of their underwriting restrictions, first introduced in March 2020 in response to the Covid-19 pandemic. The move should mean improved access to higher sums assured for older clients and better underwriting terms for those who have had Covid-19. Click here to [...]
Halloween is creeping up on us... Celebrate with Ceta Rewards Click or Treat! What’s involved? We have hidden a pumpkin somewhere on our website. If you find it, you can enter our mystery prize draw – simply click on the pumpkin to enter! What do I win? The grand prize of the draw is 250 points [...]
Protection Update 22nd October 2021 https://youtu.be/V8YkmX0aF4M Protection update 22nd October Hi everyone and welcome to this Friday’s protection update 22nd October. Legal & General CO1P Legal and General are introducing some changes which will kick in next month and this will affect how they pay commission and they are calling it CO1P [...]
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This month's update includes: more2life issue their 'Borrowing in Later Life report' 2021 Pure introduce their new Emerald range Just help [...]
Equity release specialists, Pure Retirement, have announced the launch of a new suite of lifetime mortgage products aimed at borrowers aged from 55-95 and with flexible repayment options and enhanced LTVs. Under the new Emerald range, customers will have the option to repay up to 12% of the initial amount borrowed annually, without incurring [...]
We've issues our latest 'Borrowing in Later Life' Report containing some interesting findings, such as: Total debt of people aged 55 and over is set to rise from £226 billion in 2020 to £236bn in 2021 33% of people expect to accrue debt over the next year in order to make ends meet The [...]
Six in 10 people could borrow more, or get a better interest rate to reduce their borrowing costs with the Just For You Lifetime Mortgage medical underwriting option. We’ve added medical underwriting across our Just For You Lifetime Mortgage range so it’s easier for you to deliver solutions unique to every client. Learn more [...]
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