We're pleased to announce reductions on our residential first charge range: 2-Year Fixed now from 3.04%; 5-Year Fixed now from 3.34%; 2-Year Fixed Fees-Free now from 3.54%; 5-Year Fixed Fees-Free now from 3.64%. We’re also delighted to bring back a range of criteria as well as extend our AVM policy: Additional earnings like bonus and [...]

We have refreshed the entire core buy to let range with rate and fee reductions plus new flat-fee Short Term Let products. Reduced percentage product fees on all 2-year fixed rate products to 1% (from 2%). The 2-year variable discount products (with no ERCs) including Green ABC are unchanged; Reduced percentage product fees on the [...]

We're pleased to advise that we've lowered our rates across our Residential products on our Select criteria and introduced a new 70% LTV product range: Select Residential 70% from 2.98% Select Residential 75% from 3.09% Select Residential 80% from 3.35% Select Residential 85% from 3.79% Hero Mortgage now from 3.05% eKo Cashback Mortgage and New [...]

Our new online criteria guide provides an overview of our latest product solutions, and how we can support your residential and buy to let customers – all available at the click of a button. Limited company loans, shared ownership, HMOs and complex income – whatever the case, our guide could be essential in solving your [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Halifax show how you can change applicants on an application; Atom Bank change mortgage products; Natwest announce enhancements to self employed proposition. [...]

This is an important reminder on application amendments relating to customer names. Once you’ve started keying an application and you wish to change the order of the applicants, or add / remove an applicant, it is extremely important that you do not amend one customer details to those of another customer. This applies to all [...]

This is an important reminder on application amendments relating to customer names. Once you’ve started keying an application and you wish to change the order of the applicants, or add / remove an applicant, it is extremely important that you do not amend one customer details to those of another customer. This applies to all [...]

See our new Buy-to-Let range with lower rates and new LTVs. Last month we were delighted to announce that we had joined the London Stock Exchange in another landmark moment for the business. This year we’ve consistently delivered on record demand and simplified the Buy-to-Let application and underwriting process through our tech. That was crystallised by this [...]

We've made some changes to our Prime purchase and remortgage products. You can find a summary below: Prime Rate Changes: Reduce 2 year fixed 90% LTV rates by 0.15%; Reduce 5 year fixed 90% LTV rates by 0.10%. Prime Minimum Loan Size Changes Minimum loan size reduced from £145K to £100K on our 85% and [...]

Please refer below for our current service levels to help manage your customer’s expectations for new applications. Important timescales New fully-packaged ‘right first time’ applications to approval are taking on average: Type Average number of working days’ for Underwriting assessment Standard Applications up to £1m paid in UK Sterling Employed - 8 w/d Self-employed - [...]