Purchase market improvement could make all the difference in 2024 “Getting more people onto the first rung of the housing ladder should be a priority for all, as this undoubtedly frees others up to move further up that ladder” Slowly but surely, the clouds do appear to be breaking up when [...]
Budgets, briefings and buy-to-lets! It is all happening in Mortgages The recent budget review by the Chancellor promised a “Budget for long term growth” delivering “more investment, more jobs, better public services and lower taxes”. As always the big promises often paint a much rosier picture of the reality. What does [...]
Catch up on the latest news This year we have worked closely with our lender and provider partners to bring you conversational but educational podcasts, covering a variety of different topics. See below for this link to our latest podcast from Aldermore. We do our best to keep you updated with [...]
Successfully completing a Certificate in Mortgage Advice and Practice (CeMAP) is a significant achievement. Advisers spend many hours studying for the qualification in order to ensure they pass the exam that will set them on the path of their chosen career. However, achieving CeMap is only half the battle. Before advisers can even begin [...]
Mortgage Guarantee Scheme has been extended until the end of June 2025 As part of their Autumn Statement, the government announced that the 95% Mortgage Guarantee Scheme has been extended until the end of June 2025. In the full Autumn Statement document, the government announced that it "will extend the scheme for [...]
In the current economic climate, the need for financial advice has never been greater. Rising interest rates, higher inflation and increased living costs are squeezing the disposable incomes of households across the UK, leading to reduced affordability for many borrowers. Against this backdrop, the use of social media as a source of financial advice [...]
At last, a glimmer of hope for prospective homebuyers? Recently the headlines have been dominated by rising mortgage rates, which has made it quite overwhelming for many people managing their monthly mortgage payments, along with the ongoing cost of living crisis. Nevertheless, there's some positive news on the horizon. Over the [...]
The Right Mortgage & Protection Network has announced improved business volumes and appointed representative (AR) firm/adviser numbers at its recent National Training Event held earlier this month in Birmingham. Looking at the year to date, the network announced the total number of mortgage completions are 8% up on 2022 at 24,010, while total lending [...]
If only we had that crystal ball You know my saying by now, “if only we had that crystal ball”. Yet another month where I wish this was the case! We saw The Bank of England hold interest rates, which was welcomed, a drop on inflation to 6.7% for August, compared [...]
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