Help your client get back on track with our new mortgage products. To assist your clients who may have a more challenging credit history, we're making amendments to our Lending Policy to allow lending where there is adverse credit (which does not amount to "credit-impaired") on the following terms: Type Criteria IVA & Bankruptcy None outstanding [...]
Your owner-occupied clients could now borrow more You may have seen that we recently launched some new owner-occupied products, including our 95% LTV range which gives homebuyers even more choice. At the same time, we made some changes that could help new customers applying for purchases or remortgages to borrow more. New purchase and [...]
It’s not just our awards that are impressive our new range of residential and help to buy products with reduced rates are worth shouting about too. Residential Mortgages We’ve cut rates across our range of residential mortgages, making them even more attractive to customers with specialist lending needs. CCJs, defaults or adverse? Self-employed with only 1 year’s [...]
We are happy to let you know that we have launched several BTL Enhancements to our current proposition, to improve our offering to Brokers and clients. These are: Island Location Review - we can now consider properties in Isle of Wight and Anglesey Portfolio Cap Remove – there is no longer a cap of [...]
Here are some top tips when submitting self-employed applications: Always provide an explanation for any increase or decrease in profits and/or turnover*. Please provide a projection from the accountant to support using latest year's figures where there's a sharp increase*. Remember! We accept our accountant's certificate up to 90% LTV. See our self-employed applications guide for further [...]
We have changed our retention strategy for all customers whose products are rolling off in 2020. This year we are emphasising to customers the opportunity to go back to their original broker to complete their Product Transfers. We are currently in the process of writing to customers who are rolling off in April, where [...]
Tomorrow, Thursday 30 January, we will make reductions across our Core and Exclusive ranges. Our NEW Intermediary Exclusive 65% LTV 2 Year Fixed Rate will be available at 1.44% with £1,495 fee. This deal will come with free valuation and free legals for remortgage customers or £300 cashback for purchase customers. Intermediary Exclusive NEW [...]
You've told us that you're always looking for more options to offer customers over 50 - so we've listened, and lowered the minimum age of our 55+ Residential Interest Only Mortgage. Now available from age 50, our newly renamed 50+ Residential Interest Only Mortgage has been designed with flexibility in mind. Here's how: We'll consider earned [...]
You asked us for a simplified submission process, one that would make things easier and help to complete your applications more efficiently. We’ve listened to your feedback, and we’re excited to announce that we’ll soon be launching our new Broker Portal. Packed with new features and some essential upgrades, the new system is now [...]
Great news, you can now register for our roadshow events-details here. The Club will be back on the road again visiting advisers across the regions as part of our annual spring roadshow programme. The theme of the roadshows will be 'Making Mortgages Simply Better' - supporting advisers every day with up-to-the minute information and providing market [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
