As another year has closed, Group Managing Director Alan looks back at 2019 and reveals ways we could help you place more of your customers' cases in 2020. “So this is Christmas and what have you done?” asks John Lennon in his song Happy Xmas (War is Over). Well, we’ve certainly got a lot [...]
At the end of 2019, Vitality presented a number of enhancements to their product offering as well as enriching the Vitality Programme further to enable members to unlock even more value through their shared-value insurance model. What’s new? Launch 2019 welcomed a number of enhancements to VitalityLife’s market-leading Serious Illness Cover, which now pays [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Royal London explain why it's vital to provide holistic protection advice; Vitality share what's new for 2020. [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Clydesdale Bank update customer declaration forms; Foundation Home Loans see an increase in limited company vehicles for BTL purchasing; Coventry announce product updates. [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: LV= talks Income Protection tailored for clients who rent The Exeter is saying "Thank you" for the continued support Berkeley Alexander is writing [...]
Welcome to this month's lending into retirement Update. Please take the time to read through the update as there may be some information that is important to you. Included in this month's update: Just: New business update for Equity Release CanadaLife: We’ve enhanced our Capital Select Options LV= Lump Sum+ Revised Rates [...]
At Bath Building Society we have a small experienced mortgage team which aims to offer a high standard of personal and flexible service; we are known for our flexible approach to underwriting. All applications are judged on merit and decisions are made on the basis of the applicants’ individual circumstances by experienced underwriters rather [...]
20% of people rent the property they live in? And for many, this is a longer-term option. However, people that rent still need the right cover and support in place if they're unable to work due to illness or accident, otherwise, they may find themselves unable to pay their rent and day to [...]
Lifetime mortgage application cycle STAGE 1 Applications received waiting to be worked STAGE 2 Case checked and reviewed for approval (packaged for underwriters) STAGE 3 Case assessed by Underwriters for approval and set to offer STAGE 4 Offer approval to Offer issued General Post Benchmark SLA 1 2 3 1 3 Current SLA [...]
Payment Services Directive 2 (PSD2) came into effect in September potentially impacting mortgage brokers, independent financial advisers and other intermediaries.It will come into play when using a client’s card to pay for something online with the provider such as insurance premiums, surveys and admin fees on a mortgage application. The payment service providers have [...]
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