What Foundation is good at: Residential mortgages for borrowers with complex income, employment or credit history Buy-to-let mortgages for landlords, portfolios and limited companies Specialist property types including HMOs and multi-unit blocks Visit the Foundation website Foundation Home Loans for specialist residential Not every case is straightforward, or ordinary. Some clients have circumstances that [...]

Buy to Let Range Refresh We are refreshing our full BTL Range on Friday 22nd April with all BTL products being withdrawn from 6.00pm on Thursday 21st April. Transition arrangements Products must be selected with all mandatory docs uploaded, fees paid, and case progressed to ‘Application Received’ stage, by 6.00pm on Thursday 21st April. [...]

Limited Company Buy to Let We were delighted to bring our Limited Company Buy to Let mortgage back to the market earlier this year and in doing so, anticipated the needs of the growing number of landlords whose portfolios are structured via a special purpose vehicle (SPV). Our competitive five-year fixed rate product protects borrowers from surprises in [...]

On 6 April, the following changes were made to the lending criteria for LV= lifetime mortgages. In summary: Our previous maximum acreage was 5. We will now look by exception at properties with up to 15 acres. We will now be able to consider annexes where family reside in the annexe on a full-time [...]

View online Join Legal & General Mortgage Club's upcoming Sparks series surrounding The Green Agenda Join Legal & General Mortgage Club on our upcoming Sparks series as we're joined by a diverse and comprehensive panel to discuss everything green in the mortgage industry. The series will occur over a number of days involving three different [...]

With an ageing population, coupled with the increasing cost of property, the average age of the first time buyer is rising and a growing number of people are borrowing beyond normal retirement age or looking at flexible ways to get on the property ladder. In this case study, we helped a son buy his [...]

HMO case? We've got you covered Our HMO products have been designed to meet the growing demand from advisers and their landlord customers. Find out how we can help and learn more about HMOs below. HMO criteria • Up to 12 beds • Up 75% LTV • Loans up to £1.5M • Minimum property [...]

At NatWest Intermediary Solutions we’re delighted to announce a significant improvement to our mortgage lending criteria – an increase to both the maximum term and age. Effective immediately, customers applying via an intermediary, will be able to apply for a residential mortgage up to age 75 and up to 40 years. This is available [...]

On Wednesday 20 April 2022 we will temporarily withdraw selected Mainstream residential products from our mortgage range for New Business. Product Changes New Business   Mainstream 5 year fixed rate products at 60% to 75% LTV with £0 fee temporarily withdrawn (M3062) 5 year fixed rate products at 80% to 90% LTV with £0 [...]

Borrowers and brokers in the holiday let sector will have significantly increased choice as The Mansfield has now added lending to limited companies and Expats to its popular holiday let offer. In addition to expanding its holiday let borrower types, The Mansfield is also increasing the maximum LTV from 70% to 75% for holiday [...]