In July Crystal are committing to extra help and guidance for our brokers on Development Finance and Heavy Refurb Bridging. What constitutes 'Heavy' Refurb bridging? Lenders will have differing criteria for determining this but the following is what is generally referred to as 'heavy'. Structural changes (e.g two rooms made into one) Planning permission required New extension [...]
Accord Mortgages’ ‘Growth Series’, which provides content, guidance and support to brokers to aid their growth, now has over 3,000 brokers signed up to receive £25,000 worth of support material. The initiative, launched in the second quarter of 2018, provides material to help brokers with their proposition, digital marketing and recruitment, with more material [...]
At Keystone we pride ourselves in finding solutions for your complex buy to let cases, including Ltd companies, SPV’s, individuals and ex-pats. We recently completed on an ex-pat case where a couple living in Bangkok were looking to purchase a second BTL property to increase their portfolio. Read our latest case study for more [...]
Exciting news. We have reduced a number of rates across our range. Product Old rate New rate 2 Year Fixed to 75% LTV - Full C&I 1.74% 1.64% 2 Year Fixed to 80% LTV - Full C&I 1.84% 1.74% 2 Year Fixed to 85% LTV - Full C&I 1.89% 1.79% 2 Year [...]
Mr and Mrs M were looking to purchase a new family home which had a smaller cottage in the grounds for a holiday-let. Both properties are on the same freehold title. A purchase price of £565,000 with a loan of required £385,000. The new property is only 10 miles from Mr M's place of employment [...]
As from Monday 22 July 2019, we are making some changes to our lending policy. A summary of some of the changes are shown below: Current criteria New criteria as of 22 July 2019 Lending in Northern Ireland Available on J1 only Available on J1 and J2 Maximum loan size £800,000 England £800,000 England, [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Clydesdale announce rate reductions; Kensington announce two special buy to let rates; Precise highlights ways you can speed up your applications; Buckinghamshire announce [...]
At the risk of stating the obvious, we’re all going to die someday. It’s not exactly a cheery thought. But, if you don’t help your clients to make provision for their funeral costs, you could be leaving a gap in their financial planning for later life. A financial gap that may need to be [...]
Interest rates have either decreased or remained the same on both the Lifestyle Lump Sum Max and Lifestyle Flexible Option, on new business only. New business and pipeline applications New Business All pre-sales illustrations produced on or after Tuesday 16th July 2019 will automatically be processed using the new interest rates; All applications received [...]
Great new changes available now New Superlite LTV tier Market leading rates across all 4 LTV tiers Minimum age of 55 for single and joint applicants Simplified options for cashback and fee combinations MER AER New Rates across our Full Heritage Range 3.89% - 5.07% 3.96% - 5.19% Click here for new LTVs [...]
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