Royal London extend Underwrite Later
Royal London have announced an extension today of their Underwrite Later feature, designed to provide a solution for underwriting delays and ensure clients have access to cover more quickly Read Here
Residential mortgages: Discover our wider range of acceptable adverse
Head of Sales – Precise Mortgages and Kent Reliance for Intermediaries James Forth explains how our widened range of acceptable adverse could help you to support more of your customers who’re struggling to secure a residential mortgage. Click here to read more.
The Link Issues 5 – Your Legal and General Magazine
Welcome to our fifth edition of The Link. Our newsletter has been designed to reinforce our shared purpose through education, support, knowledge and tools. In this inaugural edition, you’ll hear from Sir Nigel Wilson, our marketing development team and retention insights We hope you enjoy. If there are any topics you’d like us to [...]
Pepper Money product update
We're delighted to introduce a new Limited Edition product to our Residential remortgage range to be launched tomorrow. See new and updated product guides attached. Our new Pepper 60 Limited Edition is available up to 85% LTV on a 5-year fixed term and will give customers the stability of affordable payments in a very uncertain interest [...]
Managing your customers’ expectations
Please refer below for our current service levels to help manage your customer’s expectations for new applications. Important timescales New fully-packaged ‘right first time’ applications to approval are taking on average: Type Average number of working days’ for Underwriting assessment Residential employed 2 w/d Residential self-employed 2 w/d Buy to Let 2 w/d Before [...]
Less time. Lower stress. That’s NatWest’s approach to Buy-to-lets
With our new streamlined approach to calculating customers’ Buy to Let applications, you’ll find that you’ll have more time on your hands because: we have two indication calculators – one for smaller landlords and one for portfolio landlords with lower stress rates for like-for-like remortgages and 5 year products, we could lend more to [...]
Individual approach to underwriting enables landlord to successfully expand portfolio
With a common-sense approach to portfolio cases, West One offer a safe pair of hands to help landlords maintain and grow their portfolio, by delivering finance in a smooth and timely fashion. Our latest case study highlights the benefit of our individual approach to underwriting in successfully supporting portfolio landlords to grow their portfolio. [...]
Individual approach to underwriting enables landlord to successfully expand portfolio
Whether your clients are looking to purchase their first home, move or remortgage, you may be asked, ‘How long will this take?’ Many factors will affect the length of time it takes to complete a transaction, and some of these factors will be outside the control of you and your client. However, the great [...]
Kent Reliance for Intermediaries – Buy to let tax guide
The removal of mortgage interest tax relief has had a significant effect on the buy to let market since its phased reduction was announced in 2017.With landlords no longer able to deduct mortgage interest from their rental income, it’s never been more important for you to understand the tax implications that impact your clients. [...]
How do critical illness plans cover Parkinson’s Disease?
Today marks World Parkinson's Day, a global campaign intended to raise awareness of this condition. In this insight we examine what the incidence rates, symptoms and prognosis are and how critical illness policies cover Parkinson's. Read Here
