We wanted to let you know that we’re making some changes to the following Clydesdale Bank products at 8pm today. ·     75% - 90% LTV 2 and 5 year fixed rate Fee Offers will be increased by up to 0.09% ·     80% LTV 5 year fixed rates with £999 and £1,499 fees will be [...]

To calculate the percentage loan to value (LTV) when a product transfer (PT) is required, we use an indexed valuation figure which is updated quarterly by the Halifax Housing Price Index (HHPI). Ahead of the next changes to HHPI, expected in April, we wanted to take this opportunity to remind you that our online [...]

As the lending specialist, we are here to assist all contractors, including those with a less than perfect credit record. We have listened to your feedback and are pleased to announce a range of enhancements to our contractor criteria, to help get life moving for your clients. These changes are under embargo until Friday [...]

From 4 April we are changing the way applications for a property with a Resale Price Covenant (RPC) are to be keyed. We accept applications where the customer is purchasing a property at a discounted purchase price under an RPC, sometimes called Discount Market Scheme (DMS), and are introducing a dedicated ‘Resale Price Covenant’ [...]

Derek has been living with his mother and is supporting her financially with everyday costs and her mortgage repayments.  His mother Sally is a pensioner and Derek is a full-time HGV driver. Sally took out an equity release mortgage around ten years ago and together they have decided to remortgage and add his name [...]

Following the decision by the Monetary Policy Committee on 17 March 2022 to increase the Bank of England Base Rate to 0.75%, we’re making some changes. On 1 April 2022, we will increase our Standard Variable Rate to 4.99%, our Offset Variable Rate to 5.20% and our Offset Variable Investment Housing Loan Rate to [...]

Following the decision by the Monetary Policy Committee on 17 March 2022 to increase the Bank of England Base Rate to 0.75%, we’re making some changes. On 5 April 2022 we will increase our Standard Variable Rate to 4.99% and our Buy to Let Variable Rate to 5.19%. What happens with existing customers Customers [...]

We are pleased to confirm some enhancements to our product range available from Friday 1st of April 2022. The revised product range will be available for selection on our broker portal from this date.   A summary of the changes is noted below: A new 2-year fixed range - being added to our Standard [...]

From 4 April, TSB re-launches its entire shared ownership product range, which includes rates for second-hand homes and re-mortgages - all of which come with £500 cashback. This is a welcome return due to the current popularity in this segment of the market, and with cashback, provides money confidence to any type of borrower. [...]

As a specialist buy-to-let lender, Zephyr Homeloans is dedicated to helping you and your landlord clients. They have a range of deals for both purchases and re-mortgages, with discounted rates for properties with EPC ratings of A-C. And with broad buy to let criteria and manual underwriting provided by underwriters you can speak with; [...]